Alpine Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Alpine Bank of Glenwood Springs, CO against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.34% | -0.05% | 50th above |
| ROAE | 12.16% | 12.34% | -0.18% | 47th below |
| Net Interest Margin | 4.05% | 3.83% | +0.22% | 72nd above |
| Efficiency Ratio | 59.90% | 58.97% | +0.93% | 44th below |
| PPNR / Avg Assets | 1.80% | — | — | 55th above |
| Yield on Earning Assets | 5.19% | 5.71% | -0.52% | 29th below |
| Cost of Funds | 1.22% | 2.02% | -0.80% | 89th top |
| Net Interest Spread | 3.42% | — | — | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.31% | 0.87% | -0.56% | 67th above |
| NPA / Total Assets | 0.21% | — | — | 70th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.43% | -0.38% | 42nd below |
| ACL / Total Loans | 1.14% | — | — | 49th below |
| ACL / NPLs (Coverage) | 368.78% | — | — | 70th above |
| Texas Ratio | 1.90% | 5.48% | -3.58% | 70th above |
| Provision / NCO | 597.00% | — | — | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.21% | 14.99% | +0.22% | 71st above |
| Tier 1 Ratio | 15.21% | 15.02% | +0.19% | 71st above |
| Total Capital Ratio | 16.42% | — | — | 72nd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.02% | 11.11% | -0.09% | 61st above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.79% | 11.02% | -0.23% | 57th above |
| TCE / Tangible Assets | 10.55% | — | — | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.82% | 86.99% | -11.17% | 77th top |
| Core Deposit Ratio | 95.09% | 85.57% | +9.52% | 86th top |
| Uninsured Deposit Ratio | 38.46% | 33.19% | +5.27% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.37% | — | — | 23rd bottom |
| Loan Growth (Y/Y) | 6.23% | — | — | 52nd above |
| Deposit Growth (Y/Y) | 0.06% | — | — | 18th bottom |
See Alpine Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Alpine Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Alpine Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Alpine Bank peer analysis.