Alpine Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Alpine Bank, based in Glenwood Springs, Colorado, reported $6.7 billion in assets at June 30, 2026, up 1.4% from a year earlier. It pays an average of 1.22% on its deposits and borrowings, lower than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 2.01%). It also grew deposits 0.1% over the year, a small fraction of the median of 5.1% for banks its size.
Net income for the quarter rose 14% from a year earlier, to $22 million. Over the same year, loans grew 6.2% and deposits grew 0.1%.
As of June 30, 2026, Alpine Bank reported a CET1 capital ratio of 15.21%, a return on assets of 1.29%, a nonperforming-loan ratio of 0.31% and a Texas ratio of 1.90%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 2200 Grand Ave, Glenwood Springs, CO 81601
- County
- Garfield
- Metro Area
- Rifle, CO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- April 1, 1980
- Former names
- Alpine Bank and Trust (1983-1995)
- Offices
- 47 domestic
- Employees (FTE)
- 869
- Domestic deposits
- $5.91B
- Allowance for credit losses
- $51.1M
- Net charge-offs (YTD)
- $2.6M
- Average total assets
- $6.76B
- Average total loans
- $4.43B
- Average interest-bearing deposits
- $4.13B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 1, 1980
- FDIC Cert
- 23091
- Fed RSSD
- 260055
- SEC CIK
- 872716 → filed by ALPINE BANKS OF COLORADO
- Website
- www.alpinebank.com →
- Parent Holding Company
- ALPINE BANKS OF COLORADO (RSSD 1061679) · ALPIB
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Alpine Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Alpine Bank, freeAlpine Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.21% | 1.29% | 0.60% | 1.90% | 4.05% |
| Q1 2026 | 15.24% | 1.30% | 0.62% | 1.96% | 3.88% |
| Q4 2025 | 14.88% | 1.31% | 0.55% | 4.65% | 3.91% |
| Q3 2025 | 14.31% | 1.22% | 0.52% | 4.72% | 3.78% |
| Q2 2025 | 14.08% | 1.15% | 0.57% | 5.07% | 3.67% |
| Q1 2025 | 14.13% | 0.95% | 0.53% | 5.10% | 3.51% |
| Q4 2024 | 14.22% | 0.93% | 0.15% | 4.56% | 3.38% |
| Q3 2024 | 14.15% | 0.92% | 0.17% | 4.39% | 3.16% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 44 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Aspen Branch | Aspen , CO | 81611 | $519.5M |
| Alpine Bank (main office) | Glenwood Springs , CO | 81601 | $477.8M |
| Carbondale Branch | Carbondale , CO | 81623 | $362.1M |
| Telluride Branch | Telluride , CO | 81435 | $356.7M |
| Montrose Branch | Montrose , CO | 81401 | $325.6M |
| Grand Junction Branch | Grand Junction , CO | 81501 | $290.3M |
| Durango Branch | Durango , CO | 81301 | $266.1M |
| Steamboat Springs Branch | Steamboat Springs , CO | 80487 | $203.6M |
| Snowmass Village Branch | Snowmass Village , CO | 81615 | $202.0M |
| Rifle Branch | Rifle , CO | 81650 | $188.0M |
| Basalt Branch | Basalt , CO | 81621 | $175.1M |
| Cherry Creek Branch | Denver , CO | 80206 | $159.5M |
| Alpine Bank, Denver Tech Center Branch | Denver , CO | 80237 | $154.0M |
| Grand Junction Mall Branch | Grand Junction , CO | 81505 | $148.3M |
| Willits Branch | Basalt , CO | 81621 | $147.7M |
| Avon Branch | Avon , CO | 81620 | $147.4M |
| Denver Union Station Branch | Denver , CO | 80202 | $139.0M |
| Eagle Branch | Eagle , CO | 81631 | $131.2M |
| Vail Branch | Vail , CO | 81657 | $128.8M |
| Fruita Branch | Fruita , CO | 81521 | $127.8M |
| Delta Branch | Delta , CO | 81416 | $124.3M |
| Dillon Branch | Dillon , CO | 80435 | $115.3M |
| Clifton Branch | Clifton , CO | 81520 | $107.7M |
| Horizon Drive Branch | Grand Junction , CO | 81506 | $105.0M |
| Alpine Bank, Boulder Branch | Boulder , CO | 80302 | $100.9M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2006 | M&A | Acquired First National Bank merger for the acquired bank | SEC |
| January 1, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2006 | Structure Change | Acquired First National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 6, 1995 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 4, 1995 | M&A | Acquired Alpine Bank merger for the acquired bank | SEC |
| November 4, 1995 | Structure Change | Acquired Alpine Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 26, 1987 | M&A | Acquired Alpine Bank, Glenwood Springs Mall merger for the acquired bank | SEC |
| May 26, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 26, 1987 | Structure Change | Acquired Alpine Bank, Glenwood Springs Mall Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 9 events.
Regulatory record
What the public regulatory sources show for Alpine Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 3.2% of deposits in CO, rank 5 of 124 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 2,116 applications, 1,491 loans originated, $623.0M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $1.4M approved, $1.4M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Alpine Bank
What are Alpine Bank's total assets?
As of the Q2 2026 filing, Alpine Bank reported total assets of $6.69 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Alpine Bank headquartered?
Alpine Bank is headquartered in Glenwood Springs, CO, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Alpine Bank founded?
Alpine Bank was established in 1980, per the FDIC institution directory.
Is Alpine Bank FDIC-insured?
Yes. Alpine Bank is an FDIC-insured commercial bank (FDIC Certificate #23091). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alpine Bank?
Alpine Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Alpine Bank's CET1 capital ratio?
Alpine Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.21% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Alpine Bank operate?
Alpine Bank operates 47 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Alpine Bank's Texas Ratio?
Alpine Bank's Texas Ratio is 1.90% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Alpine Bank previously called?
The charter now named Alpine Bank has also operated as Alpine Bank and Trust (1983-1995), per FDIC structure-change records.
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