NBH Bank
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Data as of · sourced from FFIEC call reports. How we update
NBH Bank is an FDIC-insured commercial bank headquartered in Greenwood Village, CO, established in 2010 (FDIC certificate 59052), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $12.54B, up 25.9% from Q2 2025, the largest of 63 banks headquartered in Colorado. Its CET1 capital ratio was 12.27% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 59052
- Headquarters
- Greenwood Village, CO
- Established
- 2010
- Total assets, Q2 2026
- $12.54B
- Assets vs Q2 2025
- +25.9%
- CET1 ratio, Q2 2026
- 12.27%
- Domestic offices
- 97 FDIC institution directory, current count
- Routing number
- 101006699
- Latest call report
- Q2 2026, FFIEC 041 · NBH Bank call report
- Holding company
- NATIONAL BANK HOLDINGS CORPORATION
- Asset rank in state
- 1st of 63 in Colorado
NBH Bank is growing quickly. The Greenwood Village, Colorado bank had $12.5 billion in assets at June 30, 2026, up 25.9% from a year earlier. It grew its loan book 30.5% over the year, 4.8 times the median of 6.3% for the 127 banks with $10 billion to $100 billion in assets. It also spends about 63 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 53 cents).
Loans are outrunning deposits: over the year loans rose 30.5% and deposits rose 25.9%. Profitability lags: it returns 8.6% a year on shareholders' equity, lower than about three-quarters of banks its size (median 11.1%).
As of June 30, 2026, NBH Bank reported a CET1 capital ratio of 12.27%, a return on assets of 1.15%, a nonperforming-loan ratio of 0.60% and a Texas ratio of 4.10%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, NBH Bank is the largest of the 63 banks headquartered in Colorado. From Q1 2026 to Q2 2026, its total assets fell 0.2% to $12.54B, loans rose 1.7% and deposits fell 0.9%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 27.4% of total loans, followed by non-owner-occupied commercial real estate loans at 19.1%. The FDIC Summary of Deposits lists 92 offices for it, in 77 cities across 9 states; its Greenwood Village office books 20% of its branch deposits. On its Q2 2026 call report, NBH Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 7800 E Orchard Rd, Greenwood Village, CO 80111
- County
- Arapahoe
- Metro Area
- Denver-Aurora-Centennial, CO
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- December 10, 2010
- Former names
- NBH Bank, National Association (2012-2016)
- Domestic offices
- 97 FDIC institution directory, current count
- Employees (FTE)
- 1,360
- Domestic deposits
- $10.55B
- Allowance for credit losses
- $110.2M
- Net charge-offs (YTD)
- $14.1M
- Average total assets
- $12.39B
- Average total loans
- $9.70B
- Average interest-bearing deposits
- $7.72B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- December 10, 2010
- FDIC Cert
- 59052
- Fed RSSD
- 4210227
- SEC CIK
- 1475841 → filed by NATIONAL BANK HOLDINGS CORPORATION
- Website
- www.nbhbank.com →
- Parent Holding Company
- NATIONAL BANK HOLDINGS CORPORATION (RSSD 3973888) · NBHC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Laney G. Timothy | CEO | CHIEF EXECUTIVE OFFICER |
| Aldis Birkans | PRES | PRESIDENT |
| Van Denabeele Nicole | CFO | CHIEF FINANCIAL OFFICER |
| Richard U Newfield Jr. | CRO | CHIEF RISK MGMT OFFICER |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, NBH Bank's total assets ran between $9.77B (Q4 2024) and $12.56B (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$12.54B total assets against $9.96B; $10.87B total liabilities against $8.71B.
$9.68B net loans and leases against $7.42B; $10.55B total deposits against $8.38B.
$1.34B securities against $1.35B; $364.7M cash and balances due against $285.7M.
$161.9M total interest income against $131.2M; $50.1M total interest expense against $43.5M.
$111.9M net interest income against $87.7M.
$18.7M total noninterest income against $16.4M; $86.0M total noninterest expense against $59.5M.
$1.5M provision for credit losses against -$21K.
$35.5M net income against $34.7M.
1.15% return on assets against 1.40%; 4.01% net interest margin against 3.97%.
12.27% CET1 capital ratio against 12.91%; 10.27% tier 1 leverage ratio against 10.17%.
Inside the full NBH Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
NBH Bank rankings
Its closest position to the top of a national ranking is 140 of 4,196, for total assets; its furthest is 1,627 of 2,134, for CET1 ratio.
Banks merged into NBH Bank
- Vista Bank, effective January 7, 2026
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.80% (Q4 2025) to 1.49% (Q3 2025) and its net interest margin ran from 3.90% (Q1 2025) to 4.22% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.27% | 1.15% | 0.60% | 4.10% | 4.01% |
| Q1 2026 | 12.20% | 0.92% | 0.59% | 3.91% | 3.96% |
| Q4 2025 | 13.11% | 0.80% | 0.54% | 3.42% | 3.95% |
| Q3 2025 | 13.51% | 1.49% | 0.52% | 3.16% | 4.22% |
| Q2 2025 | 12.91% | 1.40% | 0.54% | 3.91% | 3.97% |
| Q1 2025 | 12.32% | 1.05% | 0.47% | 3.68% | 3.90% |
| Q4 2024 | 11.78% | 1.23% | 0.66% | 5.44% | 4.02% |
| Q3 2024 | 11.65% | 1.40% | 0.43% | 3.60% | 3.92% |
Swipe the table sideways to see every column.
Branch Network
View all 92 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| NBH Bank (main office) | Greenwood Village , CO | 80111 | $2.07B |
| West Broadway Branch | Jackson , WY | 83001 | $1.01B |
| Vista Bank Branch | Dallas , TX | 75225 | $848.1M |
| Main Street Branch | Kansas City , MO | 64105 | $349.5M |
| Dallas-Mckinney Branch | Dallas , TX | 75201 | $194.7M |
| Palm Beach Gardens Banking Center Branch | Palm Beach Gardens , FL | 33410 | $175.9M |
| Taos Peoples Branch | Taos , NM | 87571 | $163.9M |
| Austin Branch | Austin , TX | 78731 | $137.9M |
| Excelsior Springs Jesse James Branch # 18 | Excelsior Springs , MO | 64024 | $135.8M |
| Gladstone Branch # 14 | Gladstone , MO | 64118 | $130.6M |
| Kirksville Branch #71 | Kirksville , MO | 63501 | $130.4M |
| Independence Branch # 8 | Independence , MO | 64055 | $130.1M |
| Lubbock 50th Street Branch | Lubbock , TX | 79414 | $128.4M |
| Highland Branch | Denver , CO | 80211 | $124.9M |
| Salt Lake City Branch | Salt Lake City , UT | 84116 | $120.0M |
| Dallas Monticello Branch | Dallas , TX | 75205 | $119.6M |
| 98th Street Lubbock Branch | Lubbock , TX | 79424 | $119.1M |
| Liberty North Branch #28 | Liberty , MO | 64068 | $117.8M |
| Fort Worth Branch | Fort Worth , TX | 76102 | $116.7M |
| Evans Branch | Evans , CO | 80620 | $108.6M |
| Santa Fe Branch | Olathe , KS | 66062 | $107.1M |
| Richmond Spartan Branch # 19 | Richmond , MO | 64085 | $106.4M |
| Charis Bank Branch | Justin , TX | 76247 | $104.3M |
| Maryville Branch # 41 | Maryville , MO | 64468 | $104.0M |
| Leadville Branch | Leadville , CO | 80461 | $102.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 7, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 7, 2026 | M&A | Acquired Vista Bank merger for the acquired bank | SEC |
| January 7, 2026 | Structure Change | Acquired Vista Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 1, 2022 | M&A | Acquired Rock Canyon Bank merger for the acquired bank | SEC |
| September 1, 2022 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2022 | Structure Change | Acquired Rock Canyon Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2018 | M&A | Acquired Peoples Bank merger for the acquired bank | SEC |
| January 1, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2018 | Structure Change | Acquired Peoples Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2015 | M&A | Acquired Pine River Valley Bank merger for the acquired bank | SEC |
| August 1, 2015 | Structure Change | Acquired Pine River Valley Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 7, 2011 | M&A | Acquired Hillcrest Bank, National Association merger for the acquired bank | SEC |
| November 7, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 7, 2011 | Structure Change | Acquired Hillcrest Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 22, 2011 | M&A | Acquired Community Banks of Colorado failure_government_assistance_provided for the acquired bank | SEC |
| October 22, 2011 | Structure Change | Acquired Community Banks of Colorado Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| October 21, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
| July 23, 2011 | Structure Change | Acquired Bank of Choice Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| July 23, 2011 | M&A | Acquired Bank of Choice failure_government_assistance_provided for the acquired bank | SEC |
| July 22, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
| December 11, 2010 | M&A | Acquired Bank Midwest, N.A. merger for the acquired bank | SEC |
| December 11, 2010 | Structure Change | Acquired Bank Midwest, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 23 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- None against the institution on file; 1 against individuals associated with it
- Period: Most recent action March 7, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 2.1% of deposits in CO, rank 11 of 121 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 2,218 applications, 1,448 loans originated, $553.8M originated, across 38 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 59 loans, $41.7M approved, $706K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about NBH Bank
What are NBH Bank's total assets?
As of the Q2 2026 filing, NBH Bank reported total assets of $12.54 billion in its FFIEC call report.
Where is NBH Bank headquartered?
It is headquartered in Greenwood Village, CO, United States.
When was NBH Bank founded?
It was established in 2010, per the FDIC institution directory.
Is NBH Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59052). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates NBH Bank?
NBH Bank's primary federal regulator is the Federal Reserve.
What is NBH Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.27% in its Q2 2026 call report, above regulatory requirements.
How many branches does NBH Bank operate?
It operates 97 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is NBH Bank's Texas Ratio?
Its Texas Ratio is 4.10% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was NBH Bank previously called?
The charter now named NBH Bank has also operated as NBH Bank, National Association (2012-2016), per FDIC structure-change records.
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