NBH Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits climbed 2.37 percentage points in Q2 2026, from 89.39% to 91.76%. It was the largest change from Q1 2026 among the key lines here. Within Colorado, NBH Bank is 20th of 63 on loan-to-deposit ratio, 92.81% as of Q2 2026, above the middle of the field. NBH Bank reported 92.81% on loan-to-deposit ratio for Q2 2026, 5.98 points above the 86.83% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $364.7M |
| Cash and noninterest-bearing balances to assets | 2.91% |
| Cash and securities | $1.71B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $20.2M |
| Other borrowed money | $125.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.00% |
| Trading liabilities | $5.7M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.81% |
| Net loans and leases to deposits | 91.76% |
| Loans and leases to core deposits | 96.11% |
| Core deposits to total deposits | 93.33% |
| Brokered deposits to total deposits | 3.23% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.99% | 96.75% | $20.3M | $350.2M |
| Q4 2023 | 93.02% | 96.61% | $19.6M | $372.1M |
| Q1 2024 | 87.81% | 96.76% | $19.6M | $31.7M |
| Q2 2024 | 91.01% | 96.40% | $19.5M | $66.1M |
| Q3 2024 | 89.72% | 96.15% | $19.5M | $29.7M |
| Q4 2024 | 92.88% | 96.16% | $18.9M | $78.9M |
| Q1 2025 | 89.60% | 95.74% | $20.7M | $80.0M |
| Q2 2025 | 89.51% | 95.58% | $18.5M | $185.0M |
| Q3 2025 | 86.84% | 95.06% | $21.3M | $0 |
| Q4 2025 | 88.32% | 95.01% | $17.4M | $0 |
| Q1 2026 | 90.46% | 93.64% | $17.0M | $0 |
| Q2 2026 | 92.81% | 93.33% | $20.2M | $125.0M |
NBH Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock NBH Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full NBH Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59052) · FFIEC NIC profile (RSSD 4210227)