Bank Comparison
Plainscapital Bank vs Nbh Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 14
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Plainscapital Bank | Nbh Bank |
|---|---|---|
| CET1 Ratio | 12.72% | 12.20% |
| Tier 1 Capital Ratio | 12.72% | 12.20% |
| Total Capital Ratio | 13.77% | 13.38% |
| Tier 1 Leverage Ratio | 9.54% | 10.17% |
| Equity / Assets | 10.87% | 12.96% |
Profitability
| Metric | Plainscapital Bank | Nbh Bank |
|---|---|---|
| Return on Assets (ROA) | 1.07% | 0.92% |
| Return on Equity (ROE) | 9.37% | 7.79% |
| Net Interest Margin (NIM) | 3.31% | 3.95% |
| Yield on Earning Assets | 5.05% | 5.66% |
| Cost of Funds | 1.87% | 2.04% |
Asset quality
| Metric | Plainscapital Bank | Nbh Bank |
|---|---|---|
| Texas Ratio | 13.43% | 8.34% |
| Non-Performing Loan Ratio | 1.23% | 0.74% |
| Non-Performing Asset Ratio | 0.95% | 0.60% |
| Net Charge-Off Ratio | 0.19% | 0.32% |
| ACL / Loans | 1.00% | 1.18% |
Balance sheet
| Metric | Plainscapital Bank | Nbh Bank |
|---|---|---|
| Total Assets | $12,440M | $12,564M |
| Total Deposits | $10,680M | $10,650M |
| Total Loans | $8,880M | $9,634M |
| Total Equity | $1,352M | $1,628M |
| Net Income (quarter) | $33,474K | $27,996K |
Liquidity & funding
| Metric | Plainscapital Bank | Nbh Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 83.15% | 90.46% |
| Core Deposit Ratio | 94.63% | 96.47% |
| Uninsured Deposit Ratio | 55.31% | 36.10% |
Identity
| Metric | Plainscapital Bank | Nbh Bank |
|---|---|---|
| Headquarters City | UNIVERSITY PARK | GREENWOOD VILLAGE |
| Headquarters State | TX | CO |
| Asset Tier | Regional | Regional |
| Charter Class | 0 | 0 |
| Regulator | FED | FED |
| Domestic Branches | 58 | 107 |
| Employees (FTE) | 2,256 | 1,381 |
| Established | Sept. 15, 1955, midnight | Dec. 10, 2010, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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