Amg National Trust Bank
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Data as of · sourced from FFIEC call reports. How we update
Amg National Trust Bank is an FDIC-insured commercial bank headquartered in Boulder, CO, established in 2001 (FDIC certificate 57295), and it is supervised by the OCC. At Q2 2026 it reported total assets of $722.9M, down 3.7% from Q2 2025, the 12th largest of 63 banks headquartered in Colorado. Its CET1 capital ratio was 24.32% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 57295
- Headquarters
- Boulder, CO
- Established
- 2001
- Total assets, Q2 2026
- $722.9M
- Assets vs Q2 2025
- -3.7%
- CET1 ratio, Q2 2026
- 24.32%
- Domestic offices
- 8 FDIC institution directory, current count
- Routing number
- 107007346
- Latest call report
- Q2 2026, FFIEC 051 · Amg National Trust Bank call report
- Holding company
- AMG NATIONAL CORP.
- Asset rank in state
- 12th of 63 in Colorado
Amg National Trust Bank is one of the more profitable banks of its size. Based in Boulder, Colorado, it had $723 million in assets at June 30, 2026, down 3.7% from a year earlier. It earns about $2.44 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it keeps 2.57 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.95 cents).
The balance sheet shrank over the year: over the year loans fell 0.7% and deposits fell 6.8%. Funding is the softer spot: it pays an average of 2.77% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
As of June 30, 2026, Amg National Trust Bank reported a CET1 capital ratio of 24.32%, a return on assets of 2.44%, a nonperforming-loan ratio of 0.04% and a Texas ratio of 0.09%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Amg National Trust Bank is the 12th largest of the 63 banks headquartered in Colorado. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 8.8% to $722.9M, loans fell 4.5% and deposits fell 11.3%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 41.9% of total loans, followed by multifamily loans at 11.9%. The FDIC Summary of Deposits lists 8 offices for it, in 8 cities across 7 states; its Boulder office books 99% of its branch deposits. Judged on its Q2 2026 call report, Amg National Trust Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1155 Canyon Blvd, Boulder, CO 80302
- County
- Boulder
- Metro Area
- Boulder, CO
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- August 1, 2001
- Domestic offices
- 8 FDIC institution directory, current count
- Employees (FTE)
- 148
- Domestic deposits
- $591.6M
- Allowance for credit losses
- $2.8M
- Net charge-offs (YTD)
- $0
- Average total assets
- $752.0M
- Average total loans
- $284.8M
- Average interest-bearing deposits
- $615.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 1, 2008
- FDIC Cert
- 57295
- Fed RSSD
- 3015939
- Website
- www.amgnational.com →
- Parent Holding Company
- AMG NATIONAL CORP. (RSSD 3583700)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Amg National Trust Bank's total assets moved between a low of $600.6M (Q3 2023) and a high of $792.5M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$722.9M total assets against $750.4M; $599.1M total liabilities against $642.5M.
$272.5M net loans and leases against $274.3M; $591.6M total deposits against $635.0M.
$194.7M securities against $236.2M; $215.4M cash and balances due against $198.3M.
$8.9M total interest income against $9.3M; $4.3M total interest expense against $5.0M.
$4.6M net interest income against $4.3M.
$12.2M total noninterest income against $11.4M; $10.5M total noninterest expense against $10.2M.
$16K provision for credit losses against -$262K.
$4.6M net income against $4.3M.
2.44% return on assets against 2.34%; 2.57% net interest margin against 2.44%.
24.32% CET1 capital ratio against 20.12%; 15.37% tier 1 leverage ratio against 13.28%.
Inside the full Amg National Trust Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAmg National Trust Bank rankings
Its closest position to the top of a national ranking is 182 of 3,611, for ROA; its furthest is 3,248 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.94% (Q4 2025) to 2.71% (Q4 2024) and its net interest margin ran from 2.34% (Q3 2025) to 2.57% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 24.32% | 2.44% | 0.04% | 0.09% | 2.57% |
| Q1 2026 | 21.69% | 2.39% | 0.03% | 0.08% | 2.52% |
| Q4 2025 | 22.00% | 1.94% | 0.06% | 0.16% | 2.49% |
| Q3 2025 | 21.88% | 2.19% | 0.04% | 0.11% | 2.34% |
| Q2 2025 | 20.12% | 2.34% | 0.04% | 0.12% | 2.44% |
| Q1 2025 | 17.85% | 2.06% | 0.04% | 0.12% | 2.46% |
| Q4 2024 | 17.77% | 2.71% | 0.05% | 0.14% | 2.54% |
| Q3 2024 | 19.91% | 2.44% | 0.04% | 0.10% | 2.41% |
Swipe the table sideways to see every column.
Branch Network
View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Amg National Trust Bank (main office) | Boulder , CO | 80302 | $583.9M |
| Greenwood Village Branch | Greenwood Village , CO | 80111 | $7.7M |
| Virginia Beach Branch | Virginia Beach , VA | 23462 | $0 |
| Cheyenne Branch | Cheyenne , WY | 82001 | $0 |
| Asheville Office Branch | Asheville , NC | 28803 | $0 |
| Hilton Head Office Branch | Hilton Head Island , SC | 29926 | $0 |
| Chicago Office Trust Branch | Lincolnshire , IL | 60069 | $0 |
| Morristown Branch | Morristown , NJ | 07960 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in CO, rank 32 of 121 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $275K approved, $275K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2011 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Amg National Trust Bank
What are Amg National Trust Bank's total assets?
As of the Q2 2026 filing, Amg National Trust Bank reported total assets of $722.9 million in its FFIEC call report.
Where is Amg National Trust Bank headquartered?
It is headquartered in Boulder, CO, United States.
When was Amg National Trust Bank founded?
It was established in 2001, per the FDIC institution directory.
Is Amg National Trust Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57295). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Amg National Trust Bank?
Amg National Trust Bank's primary federal regulator is the OCC.
What is Amg National Trust Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 24.32% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Amg National Trust Bank operate?
It operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Amg National Trust Bank's Texas Ratio?
Its Texas Ratio is 0.09% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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