Amg National Trust Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Amg National Trust Bank of Boulder, CO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.44% | 1.34% | +1.10% | 94th top |
| ROAE | 15.12% | 13.31% | +1.81% | 66th above |
| Net Interest Margin | 2.57% | 3.93% | -1.36% | 4th bottom |
| Efficiency Ratio | 61.55% | 61.14% | +0.41% | 49th below |
| PPNR / Avg Assets | 3.36% | 1.68% | +1.68% | 97th top |
| Yield on Earning Assets | 4.96% | 5.67% | -0.71% | 22nd bottom |
| Cost of Funds | 2.77% | 1.88% | +0.89% | 9th bottom |
| Net Interest Spread | 2.23% | 3.32% | -1.09% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.94% | -0.74% | 64th above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 73rd above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 26th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 496.22% | 1539.47% | -1043.25% | 71st above |
| Texas Ratio | 0.57% | 7.34% | -6.77% | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.32% | 19.50% | +4.82% | 87th top |
| Tier 1 Ratio | 24.32% | 19.53% | +4.79% | 87th top |
| Total Capital Ratio | 24.95% | 20.62% | +4.33% | 86th top |
| Leverage Ratio | 15.37% | 12.14% | +3.23% | 88th top |
| Equity / Assets | 17.13% | 11.37% | +5.76% | 93rd top |
| TCE / Tangible Assets | 15.84% | 11.09% | +4.75% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 46.53% | 80.66% | -34.13% | 93rd top |
| Core Deposit Ratio | 99.50% | 86.85% | +12.65% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.67% | 6.86% | -10.53% | 7th bottom |
| Loan Growth (Y/Y) | -0.70% | 7.91% | -8.61% | 20th bottom |
| Deposit Growth (Y/Y) | -6.84% | 6.30% | -13.14% | 4th bottom |
See Amg National Trust Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Amg National Trust Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Amg National Trust Bank profile, how to read a UBPR, or how this data updates.