Amg National Trust Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 124.73 percentage points in Q2 2026, from 371.49% to 496.22%. It was the largest change from Q1 2026 among the key lines here. Among 63 Colorado banks, Amg National Trust Bank sits 5th from the top on return on assets, 2.44% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Amg National Trust Bank reported 2.44% on return on assets in Q2 2026, 1.19 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 24.32% |
| Tier 1 risk-based capital ratio | 24.32% |
| Total risk-based capital ratio | 24.95% |
| Tier 1 leverage ratio | 15.37% |
| Equity capital to assets | 17.13% |
| Tangible equity to tangible assets | 15.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.20% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.57% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 496.22% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.44% |
| Return on equity | 15.12% |
| Net interest margin | 2.57% |
| Efficiency ratio | 61.55% |
| Yield on earning assets | 4.96% |
| Cost of funds | 2.77% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 46.53% |
| Core deposits to total deposits | 99.50% |
| Brokered deposits to total deposits | 0.06% |
| Deposits to assets | 81.84% |
| Securities to assets | 26.94% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.31% | 20.31% | 21.07% | 14.18% | 2.44% |
| Q4 2023 | 18.24% | 18.24% | 19.00% | 12.53% | 2.02% |
| Q1 2024 | 18.74% | 18.74% | 19.49% | 13.04% | 1.96% |
| Q2 2024 | 18.59% | 18.59% | 19.39% | 12.79% | 2.12% |
| Q3 2024 | 19.91% | 19.91% | 20.68% | 14.54% | 2.44% |
| Q4 2024 | 17.77% | 17.77% | 18.49% | 13.33% | 2.71% |
| Q1 2025 | 17.85% | 17.85% | 18.50% | 12.67% | 2.06% |
| Q2 2025 | 20.12% | 20.12% | 20.77% | 13.28% | 2.34% |
| Q3 2025 | 21.88% | 21.88% | 22.55% | 13.57% | 2.19% |
| Q4 2025 | 22.00% | 22.00% | 22.66% | 14.38% | 1.94% |
| Q1 2026 | 21.69% | 21.69% | 22.27% | 14.64% | 2.39% |
| Q2 2026 | 24.32% | 24.32% | 24.95% | 15.37% | 2.44% |
Amg National Trust Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Amg National Trust Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amg National Trust Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57295) · FFIEC NIC profile (RSSD 3015939)