First National Bank of Sonora, the
Asset quality shifted last quarter — NPLs rose to 2.86% from 1.57% in the prior period. First National Bank of Sonora, the is a locally rooted FDIC-insured community bank based in Sonora, TX. As of Q1 2026, the bank held approximately $705M in total assets and $624M in deposits. Returns are subdued: 0.65% ROA and 8.51% ROE. Regulatory capital is solid — 10.54% CET1 and 11.39% total risk-based capital ratio. Asset quality merits closer attention with NPLs at 2.86%. It operates 9 branches, primarily in Texas.
Headquarters Profile
- Address
- 102 E Main St, SONORA, TX 76950
- County
- Sutton
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Branches
- 9 domestic
- Employees (FTE)
- 115
- FDIC Cert
- 5531
- Fed RSSD
- 591366
- Website
- www.sonorabank.com →
- Parent Holding Company
- FIRST SONORA BANCSHARES, INC. (RSSD 2184333)
Capital & Liquidity
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First National Bank of Sonora, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeSale of AssetsFFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
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Frequently asked about First National Bank of Sonora, the
What are First National Bank of Sonora, the's total assets?
As of the Q1 2026 filing, First National Bank of Sonora, the reported total assets of $704.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank of Sonora, the headquartered?
First National Bank of Sonora, the is headquartered in SONORA, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
Is First National Bank of Sonora, the FDIC-insured?
Yes. First National Bank of Sonora, the is an FDIC-insured commercial bank (FDIC Certificate #5531). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Sonora, the?
First National Bank of Sonora, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First National Bank of Sonora, the's CET1 capital ratio?
First National Bank of Sonora, the reported a Common Equity Tier 1 (CET1) capital ratio of 10.54% in its most recent quarterly filing — above regulatory minimums.
How many branches does First National Bank of Sonora, the operate?
First National Bank of Sonora, the operates 9 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First National Bank of Sonora, the's Texas Ratio?
First National Bank of Sonora, the's Texas Ratio is 40.68% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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