Grandview Bank
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Data as of · sourced from FFIEC call reports. How we update
Grandview Bank is an FDIC-insured commercial bank headquartered in Grandview, TX, established in 1890 (FDIC certificate 3230), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $729.3M, up 7.7% from Q2 2025, the 119th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 19.00% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 3230
- Headquarters
- Grandview, TX
- Established
- 1890
- Total assets, Q2 2026
- $729.3M
- Assets vs Q2 2025
- +7.7%
- CET1 ratio, Q2 2026
- 19.00%
- Domestic offices
- 7 FDIC institution directory, current count
- Routing number
- 111906996
- Holding company
- GRANDVIEW BANCSHARES, INC.
- Asset rank in state
- 119th of 346 in Texas
Grandview Bank is one of the more profitable banks of its size. Its balance sheet stood at $729 million at June 30, 2026, up 7.7% from a year earlier; it is based in Grandview, Texas. It earns about $2.41 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 38 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Net income for the quarter rose 18% from a year earlier, to $4.3 million. Over the same year, loans grew 9.1% and deposits grew 5.7%. Concentration is the risk to watch: it holds commercial real estate loans worth 2.5 times its capital, about double the median of 1.2 times for banks its size.
As of June 30, 2026, Grandview Bank reported a CET1 capital ratio of 19.00%, a return on assets of 2.41%, a nonperforming-loan ratio of 0.12% and a Texas ratio of 0.88%. The figures come from its call report filed with the FFIEC.
Grandview Bank ranks as the 119th largest of the 346 banks based in Texas, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 3.7% to $729.3M, loans fell 0.4% and deposits rose 3.7%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 31.7% of total loans, followed by construction and land development loans at 16.6%. Its 6 offices in the FDIC Summary of Deposits are in 6 cities in TX; its Cleburne office books 50% of its branch deposits. Judged on its Q2 2026 call report, Grandview Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 105 E Criner St, Grandview, TX 76050
- County
- Johnson
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 7, 1890
- Domestic offices
- 7 FDIC institution directory, current count
- Employees (FTE)
- 75
- Domestic deposits
- $639.6M
- Allowance for credit losses
- $7.0M
- Net charge-offs (YTD)
- $67K
- Average total assets
- $711.7M
- Average total loans
- $554.7M
- Average interest-bearing deposits
- $359.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 3230
- Fed RSSD
- 333856
- Website
- www.grandviewbank.com →
- Parent Holding Company
- GRANDVIEW BANCSHARES, INC. (RSSD 2726957)
- Ultimate Parent
- D2 ALLIANCES, LLC (RSSD 5139969)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Grandview Bank's total assets ran between $529.5M (Q3 2023) and $729.3M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$729.3M total assets against $677.2M; $644.0M total liabilities against $609.0M.
$537.7M net loans and leases against $493.2M; $639.6M total deposits against $605.4M.
$55.8M securities against $65.3M; $104.2M cash and balances due against $92.9M.
$11.3M total interest income against $10.8M; $2.4M total interest expense against $3.0M.
$8.8M net interest income against $7.8M.
$374K total noninterest income against $401K; $3.5M total noninterest expense against $3.4M.
$300K provision for credit losses against $175K.
$4.3M net income against $3.6M.
2.41% return on assets against 2.11%; 5.20% net interest margin against 4.74%.
19.00% CET1 capital ratio against 17.15%; 12.35% tier 1 leverage ratio against 10.36%.
Inside the full Grandview Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Grandview Bank rankings
Its closest position to the top of a national ranking is 152 of 3,606, for efficiency ratio; its furthest is 2,742 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.95% (Q1 2025) to 3.64% (Q3 2024) and its net interest margin ran from 4.49% (Q3 2024) to 5.20% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 19.00% | 2.41% | 0.12% | 0.88% | 5.20% |
| Q1 2026 | 18.26% | 2.47% | 0.13% | 1.04% | 5.14% |
| Q4 2025 | 17.31% | 2.23% | 0.17% | 1.11% | 5.10% |
| Q3 2025 | 17.54% | 2.15% | 0.18% | 1.20% | 4.82% |
| Q2 2025 | 17.15% | 2.11% | 0.04% | 0.28% | 4.74% |
| Q1 2025 | 17.26% | 1.95% | 0.05% | 0.32% | 4.61% |
| Q4 2024 | 16.06% | 1.99% | 0.02% | 0.11% | 4.56% |
| Q3 2024 | 15.99% | 3.64% | 0.02% | 0.12% | 4.49% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cleburne Branch | Cleburne , TX | 76033 | $316.9M |
| Burleson Branch | Burleson , TX | 76028 | $119.5M |
| Grandview Bank (main office) | Grandview , TX | 76050 | $113.1M |
| New Weatherford Branch | Weatherford , TX | 76086 | $79.0M |
| Salado Branch | Salado , TX | 76571 | $11.2M |
| Alvarado Branch | Alvarado , TX | 76009 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 157 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2017 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 17 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Grandview Bank
What are Grandview Bank's total assets?
As of the Q2 2026 filing, Grandview Bank reported total assets of $729.3 million in its FFIEC call report.
Where is Grandview Bank headquartered?
It is headquartered in Grandview, TX, United States.
When was Grandview Bank founded?
It was established in 1890, per the FDIC institution directory.
Is Grandview Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3230). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Grandview Bank?
Grandview Bank's primary federal regulator is the FDIC.
What is Grandview Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 19.00% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Grandview Bank operate?
It operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Grandview Bank's Texas Ratio?
Its Texas Ratio is 0.88% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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