Grandview Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grandview Bank of Grandview, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.41% | 1.35% | +1.06% | 93rd top |
| ROAE | 20.63% | 12.05% | +8.58% | 89th top |
| Net Interest Margin | 5.20% | 3.90% | +1.30% | 95th top |
| Efficiency Ratio | 38.21% | 63.16% | -24.95% | 96th top |
| PPNR / Avg Assets | 3.19% | 1.64% | +1.55% | 97th top |
| Yield on Earning Assets | 6.63% | 5.65% | +0.98% | 90th top |
| Cost of Funds | 1.57% | 1.85% | -0.28% | 65th above |
| Net Interest Spread | 3.96% | 3.35% | +0.61% | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 0.92% | -0.81% | 72nd above |
| NPA / Total Assets | 0.10% | 0.67% | -0.57% | 69th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.15% | -0.11% | 28th below |
| ACL / Total Loans | 1.29% | 1.28% | +0.01% | 61st above |
| ACL / NPLs (Coverage) | 1124.88% | 1645.36% | -520.48% | — |
| Texas Ratio | 0.88% | 7.15% | -6.27% | 74th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 895.52% | 1189.38% | -293.86% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 19.00% | 20.83% | -1.83% | 74th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 19.00% | 20.86% | -1.86% | 74th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.26% | 21.94% | -1.68% | 74th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.35% | 12.46% | -0.11% | 68th above |
| Equity / Assets | 11.71% | 11.67% | +0.04% | 68th above |
| TCE / Tangible Assets | 11.63% | 11.40% | +0.23% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.16% | 78.64% | +6.52% | 40th below |
| Core Deposit Ratio | 96.88% | 87.09% | +9.79% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.71% | 6.47% | +1.24% | 74th above |
| Loan Growth (Y/Y) | 9.09% | 7.64% | +1.45% | 70th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.66% | 6.02% | -0.36% | 62nd above |
See Grandview Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grandview Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grandview Bank profile, how to read a UBPR, or how this data updates.