Grandview Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 4.03 percentage points in Q2 2026, from 91.94% to 87.91%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Grandview Bank is 91st of 346 on loan-to-deposit ratio, 85.16% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Grandview Bank sits 4.32 points higher, at 85.16% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $104.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $159.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.16% |
| Net loans and leases to deposits | 84.07% |
| Loans and leases to core deposits | 87.91% |
| Core deposits to total deposits | 96.88% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.54% | 98.66% | $0 | $8.0M |
| Q4 2023 | 69.42% | 98.36% | $0 | $8.0M |
| Q1 2024 | 74.40% | 98.04% | $0 | $8.0M |
| Q2 2024 | 72.82% | 97.80% | $0 | $8.0M |
| Q3 2024 | 73.97% | 97.65% | $0 | $8.0M |
| Q4 2024 | 77.40% | 96.96% | $0 | $8.0M |
| Q1 2025 | 82.22% | 96.74% | $0 | $8.0M |
| Q2 2025 | 82.48% | 96.63% | $0 | $0 |
| Q3 2025 | 80.60% | 96.62% | $0 | $0 |
| Q4 2025 | 87.56% | 96.06% | $0 | $0 |
| Q1 2026 | 88.63% | 96.40% | $0 | $0 |
| Q2 2026 | 85.16% | 96.88% | $0 | $0 |
Grandview Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Grandview Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grandview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3230) · FFIEC NIC profile (RSSD 333856)