Grandview Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 144.16 percentage points lower than in Q1 2026, at 1124.88%. Among 345 Texas banks, Grandview Bank sits 29th from the top on return on assets, 2.41% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Grandview Bank reported 2.41% on return on assets in Q2 2026, 1.16 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 19.00% |
| Tier 1 risk-based capital ratio | 19.00% |
| Total risk-based capital ratio | 20.26% |
| Tier 1 leverage ratio | 12.35% |
| Equity capital to assets | 11.71% |
| Tangible equity to tangible assets | 11.63% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.11% |
| Non-performing assets ratio | 0.10% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 0.88% |
| Allowance for credit losses to loans | 1.29% |
| Reserve coverage of non-performing loans | 1124.88% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.41% |
| Return on equity | 20.63% |
| Net interest margin | 5.20% |
| Efficiency ratio | 38.21% |
| Yield on earning assets | 6.63% |
| Cost of funds | 1.57% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.16% |
| Core deposits to total deposits | 96.88% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.70% |
| Securities to assets | 7.65% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.12% | 15.12% | 16.37% | 8.76% | 1.33% |
| Q4 2023 | 15.36% | 15.36% | 16.62% | 7.90% | 1.80% |
| Q1 2024 | 15.73% | 15.73% | 16.99% | 8.41% | 2.88% |
| Q2 2024 | 16.21% | 16.21% | 17.46% | 8.85% | 2.04% |
| Q3 2024 | 15.99% | 15.99% | 17.24% | 9.41% | 3.64% |
| Q4 2024 | 16.06% | 16.06% | 17.31% | 9.81% | 1.99% |
| Q1 2025 | 17.26% | 17.26% | 18.51% | 10.14% | 1.95% |
| Q2 2025 | 17.15% | 17.15% | 18.41% | 10.36% | 2.11% |
| Q3 2025 | 17.54% | 17.54% | 18.80% | 10.65% | 2.15% |
| Q4 2025 | 17.31% | 17.31% | 18.56% | 11.15% | 2.23% |
| Q1 2026 | 18.26% | 18.26% | 19.52% | 11.89% | 2.47% |
| Q2 2026 | 19.00% | 19.00% | 20.26% | 12.35% | 2.41% |
Grandview Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Grandview Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grandview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3230) · FFIEC NIC profile (RSSD 333856)