Woodtrust Bank
Woodtrust Bank is an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $707M in assets, including $393M in loans. Profitability is strong — 3.98% ROA, paired with 42.09% ROE and a 3.91% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.59% exceeds the 9% CBLR threshold. Asset quality merits closer attention with NPLs at 1.93%. It operates 7 branches, primarily in Wisconsin.
Headquarters Profile
- Address
- 181 2nd St S, WISCONSIN RAPIDS, WI 54494
- County
- Wood
- Metro Area
- WISCONSIN RAPIDS-MARSHFIELD, WI
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- August 11, 1891
- Branches
- 7 domestic
- Employees (FTE)
- 89
- FDIC Cert
- 5335
- Fed RSSD
- 833749
- Website
- www.woodtrust.com →
- Parent Holding Company
- WOODTRUST FINANCIAL CORPORATION (RSSD 1020582)
Inside the full Woodtrust Bank terminal
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Woodtrust Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
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Frequently asked about Woodtrust Bank
What are Woodtrust Bank's total assets?
As of the Q1 2026 filing, Woodtrust Bank reported total assets of $707.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Woodtrust Bank headquartered?
Woodtrust Bank is headquartered in WISCONSIN RAPIDS, WI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Woodtrust Bank founded?
Woodtrust Bank was established in 1891, per the FDIC institution directory.
Is Woodtrust Bank FDIC-insured?
Yes. Woodtrust Bank is an FDIC-insured commercial bank (FDIC Certificate #5335). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Woodtrust Bank?
Woodtrust Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Woodtrust Bank operate?
Woodtrust Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Woodtrust Bank's Texas Ratio?
Woodtrust Bank's Texas Ratio is 10.27% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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