Bank Comparison
Bank of Sun Prairie vs Woodtrust Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 11
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Bank of Sun Prairie | Woodtrust Bank |
|---|---|---|
| CET1 Ratio | 11.64% | — |
| Tier 1 Capital Ratio | 11.64% | — |
| Total Capital Ratio | 12.89% | — |
| Tier 1 Leverage Ratio | 9.35% | 10.59% |
| Equity / Assets | 9.21% | 9.40% |
Profitability
| Metric | Bank of Sun Prairie | Woodtrust Bank |
|---|---|---|
| Return on Assets (ROA) | 0.41% | 3.98% |
| Return on Equity (ROE) | 4.67% | 42.09% |
| Net Interest Margin (NIM) | 2.55% | 3.91% |
| Yield on Earning Assets | 4.84% | 4.77% |
| Cost of Funds | 2.57% | 0.92% |
Asset quality
| Metric | Bank of Sun Prairie | Woodtrust Bank |
|---|---|---|
| Texas Ratio | 0.39% | 10.27% |
| Non-Performing Loan Ratio | 0.05% | 1.93% |
| Non-Performing Asset Ratio | 0.04% | 1.07% |
| Net Charge-Off Ratio | 0.00% | -0.01% |
| ACL / Loans | 1.27% | 1.88% |
Balance sheet
| Metric | Bank of Sun Prairie | Woodtrust Bank |
|---|---|---|
| Total Assets | $716,609K | $707,460K |
| Total Deposits | $587,550K | $574,444K |
| Total Loans | $590,189K | $393,405K |
| Total Equity | $65,990K | $66,489K |
| Net Income (quarter) | $772 | $6,678K |
Liquidity & funding
| Metric | Bank of Sun Prairie | Woodtrust Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 100.45% | 68.48% |
| Core Deposit Ratio | 91.46% | 99.46% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Sun Prairie | Woodtrust Bank |
|---|---|---|
| Headquarters City | SUN PRAIRIE | WISCONSIN RAPIDS |
| Headquarters State | WI | WI |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 8 | 7 |
| Employees (FTE) | 93 | 89 |
| Established | Aug. 8, 1903, midnight | Aug. 11, 1891, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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