Financial strength ranking · Maine · Call Report data as of Q2 2026

Best Banks in Maine by Financial Strength

Northeast Bank ranks first among the 18 banks headquartered in Maine we score, with a financial strength score of 71.7 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first: Northeast Bank
Its score: 71.7 of 100
Banks scored in Maine: 18
Its return on assets: 2.71%

Every scored bank in Maine

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Maine ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

1	Northeast Bank Lewiston	71.7	2.71%	35.92%	11.90%	0.67%	$5.23B
2	Bath Savings Institution Bath	66.3	1.39%	65.39%	15.76%	0.03%	$1.50B
3	Norway Savings Bank Norway	61.6	1.64%	67.07%	14.07%	0.22%	$2.16B
4	Bar Harbor Bank and Trust Company Bar Harbor	55.3	1.50%	53.35%	10.49%	0.41%	$4.73B
5	Camden National Bank Camden	52.6	1.38%	52.11%	9.12%	0.17%	$6.94B
6	Machias Savings Bank Machias	47.7	1.10%	65.40%	12.12%	0.36%	$2.67B
7	First National Bank Damariscotta	45.5	1.24%	48.53%	9.20%	0.57%	$3.18B
8	Maine Community Bank Portland	45.5	1.36%	60.56%	10.11%	0.46%	$2.98B
9	Kennebunk Savings Bank Kennebunk	44.1	0.88%	67.07%	10.56%	0.09%	$2.17B
10	Franklin Savings Bank Farmington	44.0	1.04%	68.66%	18.79%	1.17%	$786.9M
11	Androscoggin Savings Bank Lewiston	34.3	0.78%	71.88%	10.76%	0.40%	$1.76B
12	Katahdin Trust Company Patten	34.3	0.87%	67.17%	10.00%	0.39%	$1.16B
13	Aroostook County Federal Savings & Loan Association Caribou	30.8	0.81%	72.46%	10.39%	0.53%	$214.0M
14	Saco & Biddeford Savings Institution Saco	29.1	0.32%	90.05%	10.02%	0.11%	$1.47B
15	First Federal Savings and Loan Association of Bath Bath	27.1	0.43%	86.38%	14.79%	2.27%	$189.1M
16	Auburn Savings Bank, FSB Auburn	25.8	0.34%	86.62%	8.09%	0.02%	$103.2M
17	Bar Harbor Savings and Loan Association Bar Harbor	21.2	0.25%	81.65%	11.54%	1.85%	$103.2M
18	Bangor Savings Bank Bangor	19.1	0.48%	82.68%	7.79%	0.32%	$7.74B

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

Return on assets: higher is better.
Efficiency ratio: lower is better.
Tier 1 leverage ratio: higher is better.
Nonperforming assets ratio: lower is better.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Maine?

By our financial strength score, Northeast Bank of Lewiston ranks first among the 18 scored banks headquartered in Maine, scoring 71.7 out of 100 for Q2 2026: return on assets of 2.71%, an efficiency ratio of 35.92%, a Tier 1 leverage ratio of 11.90% and nonperforming assets of 0.67% of total assets. Bath Savings Institution and Norway Savings Bank rank second and third.

How are the best banks in Maine ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

More in Maine

Largest banks in Maine Bank deposits in Maine Largest credit unions in Maine Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.