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Financial strength ranking · Kansas · Call Report data as of Q2 2026

Best Banks in Kansas by Financial Strength

Solomon State Bank ranks first among the 136 banks headquartered in Kansas we score, with a financial strength score of 90.7 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
Solomon State Bank
Its score
90.7 of 100
Banks scored in Kansas
136
Its return on assets
2.42%

The 100 highest scoring banks in Kansas

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Kansas ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 Solomon State Bank Solomon 90.7 2.42% 40.52% 19.05% 0.03% $182.6M
2 The Fidelity State Bank and Trust Company Dodge City 87.2 1.88% 43.76% 23.58% 0.03% $194.8M
3 Farmers Bank & Trust Great Bend 86.5 2.32% 44.38% 23.97% 0.13% $1.05B
4 State Bank of Bern Bern 84.8 1.51% 44.59% 17.33% 0.00% $128.2M
5 Great American Bank Lawrence 84.2 3.27% 37.19% 10.97% 0.00% $513.2M
6 Garden Plain State Bank Wichita 81.4 2.06% 32.47% 15.24% 0.28% $191.5M
7 The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego 80.7 2.45% 43.91% 11.73% 0.05% $295.8M
8 The Stockgrowers State Bank Maple Hill 78.9 2.26% 42.24% 11.58% 0.09% $128.3M
9 Citizens State Bank and Trust Company Hiawatha 78.9 2.21% 55.96% 18.31% 0.13% $103.6M
10 Security Bank of Kansas City Kansas City 78.5 1.67% 47.76% 12.77% 0.01% $3.86B
11 The First State Bank Norton 77.6 1.85% 50.70% 13.05% 0.07% $493.2M
12 Tricentury Bank De Soto 77.2 1.73% 41.45% 10.76% 0.00% $213.8M
13 The First National Bank of Louisburg Louisburg 76.7 1.93% 48.93% 10.88% 0.00% $201.3M
14 Fusion Bank Larned 76.5 2.15% 47.30% 12.76% 0.22% $281.0M
15 Exchange State Bank Saint Paul 76.3 1.65% 49.63% 11.59% 0.00% $105.0M
16 The Bank of Protection Protection 76.0 1.65% 45.67% 11.81% 0.03% $154.4M
17 Community Bank Topeka 75.4 2.07% 42.40% 11.49% 0.17% $188.8M
18 Exchange Bank & Trust Atchison 75.3 1.74% 48.05% 12.97% 0.13% $626.8M
19 Kansas State Bank Overbrook 75.1 1.94% 32.37% 13.17% 0.43% $101.2M
20 The Citizens State Bank Moundridge 74.8 1.62% 57.36% 14.45% 0.00% $450.6M
21 Impact Bank Wellington 73.7 1.93% 47.73% 10.62% 0.02% $167.2M
22 Farmers and Drovers Bank Council Grove 72.7 1.37% 51.29% 25.39% 0.22% $221.9M
23 The Denison State Bank Holton 72.4 2.24% 50.90% 17.53% 0.73% $453.6M
24 The First National Bank of Scott City Scott City 72.0 1.55% 50.19% 14.48% 0.24% $173.8M
25 Gnbank, N.A. dba Gnbank, N.A. Girard 70.7 1.67% 50.66% 11.56% 0.10% $1.05B
26 The Farmers State Bank of Oakley, Kansas Oakley 70.5 1.32% 48.51% 11.61% 0.01% $396.1M
27 First Federal Savings and Loan Bank Olathe 70.4 3.19% 32.91% 12.27% 1.02% $109.5M
28 United Bank & Trust Marysville 69.8 1.56% 48.70% 11.51% 0.10% $892.9M
29 Farmers National Bank Phillipsburg 69.7 1.13% 48.55% 19.63% 0.20% $172.5M
30 First Commerce Bank Marysville 69.1 1.86% 53.14% 11.79% 0.21% $138.5M
31 The Bennington State Bank Salina 68.8 2.62% 37.96% 9.51% 0.18% $1.42B
32 Stockgrowers State Bank Ashland 68.8 1.45% 64.90% 14.13% 0.00% $227.1M
33 First National Bank in Fredonia Fredonia 68.4 1.40% 56.24% 16.73% 0.21% $104.4M
34 Silver Lake Bank Topeka 67.8 1.46% 52.45% 10.90% 0.00% $548.2M
35 Mid-America Bank Baldwin City 67.2 1.83% 48.61% 10.18% 0.10% $573.3M
36 Kaw Valley Bank Topeka 66.3 1.49% 60.15% 11.90% 0.00% $339.5M
37 KS Statebank Manhattan 65.9 2.04% 35.24% 12.97% 2.09% $2.60B
38 The First State Bank of Healy Healy 65.8 1.53% 52.84% 16.77% 0.62% $108.8M
39 The Citizens State Bank Gridley 65.6 1.54% 47.40% 12.08% 0.39% $336.2M
40 Citizens State Bank Hugoton 65.3 1.23% 54.09% 13.54% 0.15% $137.5M
41 First Bank Kansas Salina 65.2 4.91% 51.80% 8.83% 0.06% $618.5M
42 Farmers & Merchants Bank of Colby Colby 65.1 1.62% 40.29% 11.23% 0.45% $650.8M
43 The Bank of Tescott Tescott 65.0 1.66% 55.12% 10.62% 0.06% $648.3M
44 Bendena State Bank Bendena 64.9 1.65% 46.26% 9.96% 0.11% $131.5M
45 First Kansas Bank Hoisington 64.4 1.65% 46.46% 8.35% 0.00% $294.4M
46 Solutions North Bank Stockton 64.1 1.42% 47.87% 10.90% 0.17% $469.5M
47 Mutual Savings Association Leavenworth 64.1 1.55% 55.09% 23.84% 0.81% $398.6M
48 Community First National Bank Manhattan 63.6 2.06% 60.27% 10.94% 0.15% $374.7M
49 The Bank Oberlin 63.4 2.54% 36.76% 11.46% 2.20% $617.3M
50 American Bank of Baxter Springs Baxter Springs 63.3 1.58% 57.32% 9.98% 0.00% $170.2M
51 Vintage Bank Kansas Leon 63.0 1.70% 54.70% 11.56% 0.33% $288.6M
52 The Riley State Bank of Riley Kansas Riley 62.9 1.32% 56.83% 10.51% 0.00% $132.0M
53 First National Bank in Cimarron Cimarron 61.6 2.05% 54.80% 9.60% 0.12% $143.5M
54 The Farmers State Bank McPherson 61.1 1.54% 57.68% 10.05% 0.00% $180.5M
55 Security State Bank Scott City 60.7 1.39% 47.10% 10.23% 0.19% $1.03B
56 The Community Bank Liberal 60.7 1.18% 63.53% 12.83% 0.02% $173.5M
57 Bank of Hays Hays 60.0 1.55% 47.64% 9.97% 0.24% $379.2M
58 First Heritage Bank Centralia 59.6 1.45% 53.58% 9.05% 0.00% $303.4M
59 Centera Bank Sublette 58.7 1.71% 60.38% 9.59% 0.00% $318.1M
60 Home Savings Bank Chanute 58.5 1.01% 66.97% 16.73% 0.07% $115.1M
61 Central National Bank Junction City 57.8 1.35% 63.77% 11.00% 0.02% $1.39B
62 The Citizens State Bank Marysville 57.6 2.06% 35.47% 9.76% 1.00% $442.4M
63 Patriots Bank Garnett 57.5 1.60% 60.28% 9.20% 0.00% $268.8M
64 The First National Bank of Hutchinson Hutchinson 57.4 1.44% 58.74% 11.49% 0.27% $1.21B
65 Farmers Bank & Trust Atwood 57.1 1.71% 54.66% 10.58% 0.44% $159.0M
66 NBKC Bank Leawood 57.0 2.79% 72.78% 17.13% 1.07% $1.24B
67 Southwind Bank Natoma 56.8 1.35% 47.72% 10.42% 0.37% $186.6M
68 Armed Forces Bank, N.A. Fort Leavenworth 55.9 1.69% 66.10% 13.92% 0.62% $1.42B
69 Lyons Federal Bank Lyons 55.9 1.04% 60.12% 12.70% 0.17% $197.6M
70 The Lyon County State Bank Emporia 55.8 1.71% 58.18% 9.61% 0.14% $212.5M
71 Legacy Bank Colwich 55.7 1.23% 59.83% 10.55% 0.04% $865.0M
72 Citizens State Bank and Trust Co., Ellsworth, Kansas Ellsworth 55.6 1.52% 58.69% 9.74% 0.07% $275.9M
73 Bank of Commerce Chanute 54.8 1.57% 58.82% 9.19% 0.03% $497.5M
74 Cornerstone Bank Overland Park 54.0 1.33% 55.14% 9.16% 0.04% $504.9M
75 Equity Bank Andover 53.2 1.61% 52.05% 10.64% 0.87% $7.71B
76 Grant County Bank Ulysses 53.2 1.68% 62.05% 13.34% 1.22% $298.4M
77 Bank of Prairie Village Prairie Village 53.2 1.35% 63.65% 10.22% 0.05% $175.7M
78 Firstoak Bank Independence 52.9 1.29% 71.47% 10.48% 0.00% $241.2M
79 KCB Bank Lakin 52.8 1.51% 60.11% 12.62% 0.86% $322.3M
80 The Halstead Bank Halstead 52.6 1.76% 56.09% 8.56% 0.20% $205.9M
81 The Peoples Bank Pratt 52.5 2.44% 49.43% 9.29% 1.05% $531.1M
82 INTRUST Bank, N.A. Wichita 52.0 1.42% 58.78% 10.76% 0.39% $6.76B
83 Heritage Bank Topeka 51.8 1.73% 49.83% 9.94% 0.94% $324.9M
84 The Baldwin State Bank Baldwin City 51.7 1.20% 63.58% 10.14% 0.01% $115.5M
85 Home Bank and Trust Company Eureka 51.6 2.11% 51.44% 8.28% 0.54% $183.3M
86 The First Security Bank Overbrook 51.5 3.43% 41.09% 7.98% 1.45% $225.6M
87 Bank of the Flint Hills Wamego 51.0 1.61% 60.44% 8.65% 0.07% $544.5M
88 Wilson State Bank Wilson 50.4 1.30% 63.95% 9.48% 0.00% $123.1M
89 Union State Bank Clay Center 49.6 0.84% 63.42% 10.29% 0.00% $206.2M
90 Union State Bank Arkansas City 49.1 1.36% 67.20% 10.25% 0.12% $719.1M
91 The Farmers State Bank Westmoreland 49.1 1.07% 56.84% 13.88% 1.13% $257.7M
92 Community National Bank Seneca 48.8 1.84% 57.61% 9.66% 0.66% $853.1M
93 Kansas State Bank Ottawa 48.6 1.51% 56.59% 9.25% 0.32% $208.4M
94 Golden Belt Bank, FSA Hays 48.1 1.36% 56.40% 10.07% 0.48% $373.5M
95 The Farmers State Bank of Aliceville, Kansas Westphalia 47.4 1.03% 65.32% 19.24% 0.89% $179.6M
96 The Lyndon State Bank Lyndon 46.9 1.62% 65.36% 9.51% 0.24% $115.1M
97 Corefirst Bank & Trust Topeka 46.8 1.62% 63.64% 8.66% 0.15% $1.26B
98 Southwest National Bank Wichita 46.8 1.22% 70.89% 10.32% 0.07% $502.1M
99 Carson Bank Mulvane 45.3 1.43% 64.64% 8.28% 0.06% $219.9M
100 Emprise Bank Wichita 44.5 1.62% 60.67% 7.69% 0.27% $2.82B

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Kansas?

By our financial strength score, Solomon State Bank of Solomon ranks first among the 136 scored banks headquartered in Kansas, scoring 90.7 out of 100 for Q2 2026: return on assets of 2.42%, an efficiency ratio of 40.52%, a Tier 1 leverage ratio of 19.05% and nonperforming assets of 0.03% of total assets. The Fidelity State Bank and Trust Company and Farmers Bank & Trust rank second and third.

How are the best banks in Kansas ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

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More in Kansas

Largest banks in Kansas Bank deposits in Kansas Largest credit unions in Kansas Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.