The First National Bank of Louisburg
The First National Bank of Louisburg is an FDIC-insured commercial bank headquartered in Louisburg, KS, supervised by the OCC, with $201.3M in total assets at Q2 2026, up 12.2% from Q2 2025, the 94th largest of 182 banks headquartered in Kansas. It was established in 1920 and holds FDIC certificate 4722. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.88% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
Also written as FNB of Louisburg
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 4722
- Headquarters
- Louisburg, KS
- Established
- 1920
- Total assets, Q2 2026
- $201.3M
- Assets vs Q2 2025
- +12.2%
- Tier 1 leverage ratio, Q2 2026
- 10.88%
- Domestic offices
- 3 · The First National Bank of Louisburg branches FDIC institution directory, current count
- Routing number
- 101113812
- Safety and soundness
- Is The First National Bank of Louisburg safe?
- Latest call report
- Q2 2026, FFIEC 051 · The First National Bank of Louisburg Q3 2026 call report, filed October 29, 2026 (preliminary)
- Asset rank in state
- 94th of 182 in Kansas
The First National Bank of Louisburg, based in Louisburg, Kansas, reported $201 million in assets at June 30, 2026, up 12.2% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 2.7%). It also grew its loan book 18.8% over the year, 3.4 times the median of 5.5% for banks its size.
Earnings jumped: net income for the quarter was $969,000, 63% above the same quarter a year earlier. Paper losses on its bond portfolio are shrinking: unrealized losses of $2.0 million equal 9% of Tier 1 capital, down from 16% a year earlier.
As of June 30, 2026, The First National Bank of Louisburg reported a return on assets of 1.93%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, The First National Bank of Louisburg is the 94th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 2.9% to $201.3M, loans rose 6.1% and deposits rose 5.1%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 60.5% of total loans, followed by construction and land development loans at 18.1%. The FDIC Summary of Deposits lists 3 offices for it, in Louisburg, KS, Stilwell, KS and Prairie Village, KS; its Louisburg office books 50% of its branch deposits. Judged on its Q2 2026 call report, The First National Bank of Louisburg meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1201 W Amity St, Louisburg, KS 66053
- County
- Miami
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 10, 1920
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 33
- Domestic deposits
- $171.5M
- Allowance for credit losses
- $1.5M
- Net charge-offs (YTD)
- $0
- Average total assets
- $200.6M
- Average total loans
- $125.2M
- Average interest-bearing deposits
- $103.7M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4722
- Fed RSSD
- 132451
- Website
- go.ibankfirst.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. After a merger that grows assets 25% or more, the UBPR averages balances from the merger date on while the income stays year to date, so a YTD ratio can differ widely from the ratio of either quarter. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The First National Bank of Louisburg reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
The First National Bank of Louisburg's total assets moved between a low of $175.1M (Q4 2024) and a high of $201.3M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$201.3M total assets against $179.4M; $181.4M total liabilities against $162.3M.
$127.3M net loans and leases against $107.1M; $171.5M total deposits against $146.5M.
$58.2M securities against $62.3M; $12.5M cash and balances due against $6.7M.
$2.4M total interest income against $1.9M; $552K total interest expense against $577K.
$1.9M net interest income against $1.3M.
$201K total noninterest income against $196K; $1.0M total noninterest expense against $922K.
$100K provision for credit losses against $24K.
$969K net income against $593K.
1.93% return on assets against 1.28%; 3.87% net interest margin against 2.93%.
10.88% tier 1 leverage ratio against 10.90%.
Inside the full The First National Bank of Louisburg terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe First National Bank of Louisburg rankings
Its closest position to the top of a national ranking is 564 of 3,611, for ROA; its furthest is 3,534 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.58% (Q3 2024) to 1.93% (Q2 2026) and its net interest margin ran from 2.08% (Q3 2024) to 3.87% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.88% | 1.93% | 0.00% | 0.00% | 3.87% |
| Q1 2026 | 11.16% | 1.69% | 0.00% | 0.00% | 3.59% |
| Q4 2025 | 10.87% | 1.78% | 0.00% | 0.00% | 3.56% |
| Q3 2025 | 11.27% | 1.42% | 0.00% | 0.00% | 3.16% |
| Q2 2025 | 10.90% | 1.28% | 0.23% | 1.33% | 2.93% |
| Q1 2025 | 11.01% | 0.96% | 0.00% | 0.00% | 2.83% |
| Q4 2024 | 10.51% | 0.81% | 0.00% | 0.00% | 2.37% |
| Q3 2024 | 10.35% | 0.58% | 0.00% | 0.00% | 2.08% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Louisburg | Louisburg , KS | 66053 | $85.4M |
| Stilwell Branch | Stilwell , KS | 66013 | $58.2M |
| Praire Village Branch | Prairie Village , KS | 66208 | $27.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in KS, rank 114 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 23 applications, 22 loans originated, $12.0M originated, across 2 states
- Period: Calendar year 2024. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $119K approved, $60K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1997 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The First National Bank of Louisburg
What are The First National Bank of Louisburg's total assets?
As of the Q2 2026 filing, The First National Bank of Louisburg reported total assets of $201.3 million in its FFIEC call report.
Where is The First National Bank of Louisburg headquartered?
It is headquartered in Louisburg, KS, United States.
When was The First National Bank of Louisburg founded?
It was established in 1920, per the FDIC institution directory.
Is The First National Bank of Louisburg FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4722). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The First National Bank of Louisburg?
The First National Bank of Louisburg's primary federal regulator is the OCC.
How many branches does The First National Bank of Louisburg operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The First National Bank of Louisburg's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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