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The First National Bank of Louisburg: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Noninterest-bearing share of deposits dropped 1.92 percentage points in Q2 2026, from 38.19% to 36.27%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, The First National Bank of Louisburg is 92nd of 182 on total deposits, $171.5M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $279.6M on total deposits. The First National Bank of Louisburg sits 39% lower, at $171.5M (Q2 2026).

Deposit totals

Deposit totals for The First National Bank of Louisburg, Q2 2026
Line item Q2 2026
Total deposits $171.5M
Domestic office deposits $171.5M
Foreign office deposits —
Deposits to total assets 85.20%
Deposits to total liabilities 94.52%

Deposit composition

Deposit composition for The First National Bank of Louisburg, Q2 2026
Line item Q2 2026
Demand deposits $62.2M
Savings deposits $21.3M
Transaction accounts to domestic deposits 45.35%
Time deposits $13K
Time deposits under $100k $6.7M
Time deposits $100k to $250k $10.1M
Time deposits over $250k $4.6M
Noninterest-bearing share of deposits 36.27%

Stability of funding

Stability of funding for The First National Bank of Louisburg, Q2 2026
Line item Q2 2026
Core deposits $166.8M
Core deposits to total deposits 97.29%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for The First National Bank of Louisburg, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 1.87%
Interest expense on deposits $491K
Loans and leases to core deposits 77.21%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, The First National Bank of Louisburg, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $146.7M 94.23% 0.00% 1.35%
Q4 2023 $141.5M 93.24% 0.00% 1.82%
Q1 2024 $151.1M 92.52% 0.00% 2.11%
Q2 2024 $141.2M 95.12% 0.00% 2.24%
Q3 2024 $144.1M 94.18% 0.00% 2.40%
Q4 2024 $147.4M 94.41% 0.00% 2.44%
Q1 2025 $152.9M 94.18% 0.00% 2.22%
Q2 2025 $146.5M 94.29% 0.00% 2.13%
Q3 2025 $147.6M 96.47% 0.00% 2.12%
Q4 2025 $156.0M 96.58% 0.00% 1.98%
Q1 2026 $163.2M 96.66% 0.00% 1.81%
Q2 2026 $171.5M 97.29% 0.00% 1.87%

The First National Bank of Louisburg deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Louisburg profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 4722) · FFIEC NIC profile (RSSD 132451)