The First National Bank of Louisburg: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Deposits to assets: 1.80 percentage points higher than in Q1 2026, at 85.20%. Within Kansas, The First National Bank of Louisburg is 32nd of 182 on return on assets, 1.93% as of Q2 2026, above the middle of the field. The First National Bank of Louisburg's return on assets of 1.93% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.68 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.88% |
| Equity capital to assets | 9.86% |
| Tangible equity to tangible assets | 9.86% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.20% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.93% |
| Return on equity | 19.64% |
| Net interest margin | 3.87% |
| Efficiency ratio | 48.93% |
| Yield on earning assets | 4.99% |
| Cost of funds | 1.25% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.12% |
| Core deposits to total deposits | 97.29% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.20% |
| Securities to assets | 28.90% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.57% | 1.15% | 2.53% | 0.00% | 0.00% |
| Q4 2023 | 10.41% | 0.46% | 1.93% | 0.00% | -0.00% |
| Q1 2024 | 10.24% | 0.43% | 1.94% | 0.00% | -0.00% |
| Q2 2024 | 10.05% | 0.62% | 2.07% | 0.00% | 0.00% |
| Q3 2024 | 10.35% | 0.58% | 2.08% | 0.00% | -0.02% |
| Q4 2024 | 10.51% | 0.81% | 2.37% | 0.00% | 0.00% |
| Q1 2025 | 11.01% | 0.96% | 2.83% | 0.00% | 0.00% |
| Q2 2025 | 10.90% | 1.28% | 2.93% | 0.00% | 0.25% |
| Q3 2025 | 11.27% | 1.42% | 3.16% | 0.00% | 0.00% |
| Q4 2025 | 10.87% | 1.78% | 3.56% | 0.00% | -0.01% |
| Q1 2026 | 11.16% | 1.69% | 3.59% | 0.00% | 0.00% |
| Q2 2026 | 10.88% | 1.93% | 3.87% | 0.00% | 0.00% |
The First National Bank of Louisburg vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Louisburg, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Louisburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4722) · FFIEC NIC profile (RSSD 132451)