First National Bank in Taylorville
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Data as of · sourced from FFIEC call reports. How we update
First National Bank in Taylorville is an FDIC-insured commercial bank headquartered in Taylorville, IL, established in 1956 (FDIC certificate 17572), and it is supervised by the OCC. At Q2 2026 it reported total assets of $200.1M, up 4.3% from Q2 2025, the 194th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.41% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 17572
- Headquarters
- Taylorville, IL
- Established
- 1956
- Total assets, Q2 2026
- $200.1M
- Assets vs Q2 2025
- +4.3%
- Tier 1 leverage ratio, Q2 2026
- 14.41%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 071122687
- Latest call report
- Q2 2026, FFIEC 051 · First National Bank in Taylorville Q3 2026 call report, filed October 20, 2026 (preliminary)
- Holding company
- FIRST BANCORP OF TAYLORVILLE, INC.
- Asset rank in state
- 194th of 319 in Illinois
First National Bank in Taylorville, based in Taylorville, Illinois, reported $200 million in assets at June 30, 2026, up 4.3% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 2.6%). It also grew its loan book 19.9% over the year, 3.6 times the median of 5.5% for banks its size.
Earnings jumped: net income for the quarter was $596,000, 60% above the same quarter a year earlier. Over the same year, loans grew 19.9% and deposits grew 2.6%. Its margin is thin by comparison: it keeps 3.07 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, First National Bank in Taylorville reported a return on assets of 1.15%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
First National Bank in Taylorville ranks as the 194th largest of the 319 banks based in Illinois, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.4% to $200.1M, loans rose 12.3% and deposits fell 0.8%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 25.5% of total loans, followed by 1-4 family residential loans at 22.9%. Its 2 offices in the FDIC Summary of Deposits are in Taylorville, IL and Mount Auburn, IL; its Taylorville office books 89% of its branch deposits. On its Q2 2026 call report, First National Bank in Taylorville meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 322 W Main Cross St, Taylorville, IL 62568
- County
- Christian
- Metro Area
- Taylorville, IL
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- March 28, 1956
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 21
- Domestic deposits
- $173.9M
- Allowance for credit losses
- $1.0M
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $207.1M
- Average total loans
- $86.8M
- Average interest-bearing deposits
- $146.8M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 28, 1956
- FDIC Cert
- 17572
- Fed RSSD
- 177443
- Website
- www.fnbtaylorville.com →
- Parent Holding Company
- FIRST BANCORP OF TAYLORVILLE, INC. (RSSD 1133585)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First National Bank in Taylorville reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First National Bank in Taylorville's total assets ran between $191.9M (Q2 2025) and $201.0M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$200.1M total assets against $191.9M; $176.5M total liabilities against $172.3M.
$89.9M net loans and leases against $75.0M; $173.9M total deposits against $169.6M.
$93.5M securities against $103.4M; $10.5M cash and balances due against $7.5M.
$2.1M total interest income against $1.8M; $635K total interest expense against $619K.
$1.4M net interest income against $1.2M.
$133K total noninterest income against $120K; $863K total noninterest expense against $840K.
$79K provision for credit losses against $114K.
$596K net income against $373K.
1.15% return on assets against 0.74%; 3.07% net interest margin against 2.68%.
14.41% tier 1 leverage ratio against 14.15%.
Inside the full First National Bank in Taylorville terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst National Bank in Taylorville rankings
Its closest position to the top of a national ranking is 958 of 3,606, for efficiency ratio; its furthest is 3,535 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.73% (Q4 2024) to 1.38% (Q1 2025) and its net interest margin ran from 2.41% (Q3 2024) to 3.07% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.41% | 1.15% | 0.00% | 0.00% | 3.07% |
| Q1 2026 | 14.21% | 1.34% | 0.00% | 0.00% | 2.92% |
| Q4 2025 | 14.13% | 1.04% | 0.13% | 0.46% | 2.86% |
| Q3 2025 | 14.22% | 1.18% | 0.04% | 0.14% | 2.82% |
| Q2 2025 | 14.15% | 0.74% | 0.11% | 0.39% | 2.68% |
| Q1 2025 | 13.62% | 1.38% | 0.12% | 0.41% | 2.62% |
| Q4 2024 | 13.59% | 0.73% | 0.20% | 0.73% | 2.51% |
| Q3 2024 | 13.42% | 0.87% | 0.24% | 0.75% | 2.41% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank in Taylorville (main office) | Taylorville , IL | 62568 | $154.6M |
| Mount Auburn Branch | Mount Auburn , IL | 62547 | $19.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 20, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 20, 2008 | Structure Change | Acquired The First National Bank of Mt. Auburn Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 228 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $990K approved, $990K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2010 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First National Bank in Taylorville
What are First National Bank in Taylorville's total assets?
As of the Q2 2026 filing, First National Bank in Taylorville reported total assets of $200.1 million in its FFIEC call report.
Where is First National Bank in Taylorville headquartered?
It is headquartered in Taylorville, IL, United States.
When was First National Bank in Taylorville founded?
It was established in 1956, per the FDIC institution directory.
Is First National Bank in Taylorville FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17572). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank in Taylorville?
First National Bank in Taylorville's primary federal regulator is the OCC.
How many branches does First National Bank in Taylorville operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank in Taylorville's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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