First National Bank in Taylorville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.35 percentage points in Q2 2026, from 47.97% to 54.31%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, First National Bank in Taylorville is 273rd of 323 on loan-to-deposit ratio, 52.31% as of Q2 2026. First National Bank in Taylorville reported 52.31% on loan-to-deposit ratio for Q2 2026, 28.25 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $104.0M |
| Fed funds sold and reverse repos | $5.0M |
| Fed funds sold and reverse repos to assets | 2.50% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.8M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.31% |
| Net loans and leases to deposits | 51.71% |
| Loans and leases to core deposits | 54.31% |
| Core deposits to total deposits | 96.31% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 36.57% | 97.50% | $0 | $10.0M |
| Q4 2023 | 37.64% | 97.13% | $0 | $10.0M |
| Q1 2024 | 36.63% | 96.93% | $0 | $10.0M |
| Q2 2024 | 39.00% | 96.42% | $1.7M | $10.0M |
| Q3 2024 | 38.89% | 95.65% | $1.7M | $10.0M |
| Q4 2024 | 39.13% | 96.29% | $1.7M | $4.0M |
| Q1 2025 | 38.13% | 95.99% | $1.7M | $4.0M |
| Q2 2025 | 44.76% | 95.61% | $1.9M | $0 |
| Q3 2025 | 45.97% | 95.85% | $1.9M | $0 |
| Q4 2025 | 47.54% | 96.62% | $1.3M | $0 |
| Q1 2026 | 46.24% | 96.40% | $1.3M | $0 |
| Q2 2026 | 52.31% | 96.31% | $1.8M | $0 |
First National Bank in Taylorville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Taylorville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Taylorville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17572) · FFIEC NIC profile (RSSD 177443)