First National Bank in Taylorville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 6.07 percentage points in Q2 2026, from 46.24% to 52.31%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, First National Bank in Taylorville is 172nd of 323 on return on assets, 1.15% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. First National Bank in Taylorville sits 0.11 points lower, at 1.15% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.41% |
| Equity capital to assets | 11.79% |
| Tangible equity to tangible assets | 11.79% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.14% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.15% |
| Return on equity | 10.13% |
| Net interest margin | 3.07% |
| Efficiency ratio | 51.63% |
| Yield on earning assets | 4.33% |
| Cost of funds | 1.44% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.31% |
| Core deposits to total deposits | 96.31% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.91% |
| Securities to assets | 46.73% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.32% | 1.08% | 2.56% | 3.26% | 0.01% |
| Q4 2023 | 12.79% | 1.32% | 2.69% | 0.04% | 0.67% |
| Q1 2024 | 13.08% | 0.94% | 2.44% | 0.14% | 0.08% |
| Q2 2024 | 13.19% | 0.81% | 2.44% | 0.25% | -0.33% |
| Q3 2024 | 13.42% | 0.87% | 2.41% | 0.24% | -0.01% |
| Q4 2024 | 13.59% | 0.73% | 2.51% | 0.20% | 0.03% |
| Q1 2025 | 13.62% | 1.38% | 2.62% | 0.12% | -0.01% |
| Q2 2025 | 14.15% | 0.74% | 2.68% | 0.11% | -0.01% |
| Q3 2025 | 14.22% | 1.18% | 2.82% | 0.04% | 0.08% |
| Q4 2025 | 14.13% | 1.04% | 2.86% | 0.13% | -0.08% |
| Q1 2026 | 14.21% | 1.34% | 2.92% | 0.00% | 0.01% |
| Q2 2026 | 14.41% | 1.15% | 3.07% | 0.00% | -0.01% |
First National Bank in Taylorville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Taylorville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Taylorville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17572) · FFIEC NIC profile (RSSD 177443)