First National Bank in Taylorville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank in Taylorville of Taylorville, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.15% | 1.25% | -0.10% | 41st below |
| ROAE | 10.13% | 12.22% | -2.09% | 36th below |
| Net Interest Margin | 3.07% | 3.95% | -0.88% | 11th bottom |
| Efficiency Ratio | 51.63% | 63.71% | -12.08% | 77th top |
| PPNR / Avg Assets | 1.37% | — | — | 37th below |
| Yield on Earning Assets | 4.33% | 5.67% | -1.34% | 5th bottom |
| Cost of Funds | 1.44% | 1.87% | -0.43% | 72nd above |
| Net Interest Spread | 2.61% | — | — | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 89th top |
| ACL / Total Loans | 1.14% | — | — | 43rd below |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.41% | 11.75% | +2.66% | 83rd top |
| Equity / Assets | 11.79% | 10.98% | +0.81% | 69th above |
| TCE / Tangible Assets | 11.79% | — | — | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.31% | 80.44% | -28.13% | 91st top |
| Core Deposit Ratio | 96.31% | 86.95% | +9.36% | 91st top |
| Wholesale Funding Ratio | 0.90% | — | — | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.29% | — | — | 48th below |
| Loan Growth (Y/Y) | 19.87% | — | — | 92nd top |
| Deposit Growth (Y/Y) | 2.57% | — | — | 39th below |
See First National Bank in Taylorville's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank in Taylorville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank in Taylorville profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First National Bank in Taylorville peer analysis.