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BanksBennington State Bank, the

Bennington State Bank, the

SALINA, KSLargeEst. Jan 1, 1884FDIC #16402RSSD #1016259FDIC
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Bennington State Bank, the completed a merger involving an acquired institution in April 2026. Bennington State Bank, the is the primary bank subsidiary of its parent holding company, headquartered in Salina, KS. Bennington State Bank, the's Q1 2026 balance sheet shows $1.2B in assets funded primarily by $1.1B in customer deposits. Profitability is strong — 2.40% ROA, paired with 23.10% ROE and a 3.93% net interest margin. Capital cushions are healthy: 15.34% CET1, 10.83% Tier 1 leverage. Asset quality is pristine — 0.13% NPLs and a 1.82% Texas Ratio. Its footprint covers 15 branches concentrated in Kansas.

Headquarters Profile

Address
2130 S Ohio St, SALINA, KS 67401
County
Saline
Metro Area
SALINA, KS
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
11
Established
January 1, 1884
Branches
15 domestic
Employees (FTE)
147
FDIC Cert
16402
Fed RSSD
1016259
Parent Holding Company
BERCO, INC. (RSSD 1051906)
Assets
$1.2B
Deposits
$1.1B
Loans
$828M
Equity
$128M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3115.34%2.40%0.13%1.82%3.93%
2025-12-3114.79%2.35%0.13%0.95%3.94%
2025-09-3015.76%2.47%0.13%1.72%4.00%
2025-06-3015.44%2.50%0.14%1.55%3.96%
2025-03-3114.72%2.01%0.15%1.29%3.68%
2024-12-3115.12%1.92%0.15%1.66%3.29%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC
  5. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  6. Participated in FDIC Assisted Merger
    FDIC
  7. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  8. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.

Frequently asked about Bennington State Bank, the

What are Bennington State Bank, the's total assets?

As of the Q1 2026 filing, Bennington State Bank, the reported total assets of $1.25 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bennington State Bank, the headquartered?

Bennington State Bank, the is headquartered in SALINA, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bennington State Bank, the founded?

Bennington State Bank, the was established in 1884, per the FDIC institution directory.

Is Bennington State Bank, the FDIC-insured?

Yes. Bennington State Bank, the is an FDIC-insured commercial bank (FDIC Certificate #16402). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bennington State Bank, the?

Bennington State Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bennington State Bank, the's CET1 capital ratio?

Bennington State Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 15.34% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Bennington State Bank, the operate?

Bennington State Bank, the operates 15 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bennington State Bank, the's Texas Ratio?

Bennington State Bank, the's Texas Ratio is 1.82% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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