The Bennington State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bennington State Bank of Salina, KS against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.62% | 1.46% | +1.16% | 96th top |
| ROAE | 28.15% | 12.68% | +15.47% | 97th top |
| Net Interest Margin | 4.03% | 3.85% | +0.18% | 70th above |
| Efficiency Ratio | 37.96% | 57.41% | -19.45% | 94th top |
| PPNR / Avg Assets | 2.70% | 1.88% | +0.82% | 91st top |
| Yield on Earning Assets | 5.76% | 5.72% | +0.04% | 64th above |
| Cost of Funds | 1.67% | 2.02% | -0.35% | 71st above |
| Net Interest Spread | 3.34% | 3.18% | +0.16% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 1.00% | -0.89% | 88th top |
| NPA / Total Assets | 0.07% | 0.76% | -0.69% | 89th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.43% | -0.40% | 47th below |
| ACL / Total Loans | 1.98% | 1.31% | +0.67% | 96th top |
| ACL / NPLs (Coverage) | 1724.69% | 563.71% | +1160.98% | — |
| Texas Ratio | 1.89% | 7.39% | -5.50% | 78th top |
| Provision / NCO | 650.00% | 618.53% | +31.47% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.85% | 17.34% | -3.49% | 56th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.85% | 17.37% | -3.52% | 55th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.11% | 18.42% | -3.31% | 58th above |
| Leverage Ratio | 9.51% | 11.44% | -1.93% | 22nd bottom |
| Equity / Assets | 9.20% | 11.34% | -2.14% | 25th below |
| TCE / Tangible Assets | 8.43% | 10.50% | -2.07% | 18th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.63% | 86.96% | -13.33% | 81st top |
| Core Deposit Ratio | 94.49% | 85.55% | +8.94% | 82nd top |
| Uninsured Deposit Ratio | 38.79% | 33.12% | +5.67% | 30th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.13% | 5.70% | -1.57% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 27.53% | 9.67% | +17.86% | 95th top |
| Loan Growth (Y/Y) | 15.64% | 8.05% | +7.59% | 87th top |
| Deposit Growth (Y/Y) | 29.74% | 7.86% | +21.88% | 94th top |
See The Bennington State Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bennington State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bennington State Bank profile, how to read a UBPR, or how this data updates.