Armed Forces Bank, N.A.
BankRegReports is independent of Armed Forces Bank, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Armed Forces Bank, N.A. is an FDIC-insured commercial bank headquartered in Fort Leavenworth, KS, established in 1907 (FDIC certificate 4666), and it is supervised by the OCC. At Q2 2026 it reported total assets of $1.42B, down 0.3% from Q2 2025, the 11th largest of 182 banks headquartered in Kansas. Its CET1 capital ratio was 24.61% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 4666
- Headquarters
- Fort Leavenworth, KS
- Established
- 1907
- Total assets, Q2 2026
- $1.42B
- Assets vs Q2 2025
- -0.3%
- CET1 ratio, Q2 2026
- 24.61%
- Domestic offices
- 15 FDIC institution directory, current count
- Routing number
- 101108319
- Latest call report
- Q2 2026, FFIEC 051 · Armed Forces Bank, N.A. call report
- Holding company
- DICKINSON FINANCIAL CORPORATION
- Asset rank in state
- 11th of 182 in Kansas
Problem loans are rising at Armed Forces Bank, N.A.. Its balance sheet stood at $1.4 billion at June 30, 2026; it is based in Fort Leavenworth, Kansas. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.21% of loans from 0.13% a year earlier. It pays an average of 1.03% on its deposits and borrowings, about half the median of 2.01% for the 895 banks with $1 billion to $10 billion in assets. It also holds common equity equal to 24.61% of its risk-weighted assets, about double the median of 13.52% for banks its size.
Delinquency has appeared in its $155 million commercial and industrial book: 4.52% of those loans are past due or on nonaccrual, against almost none a year earlier. Net income for the quarter rose 23% from a year earlier, to $5.9 million.
As of June 30, 2026, Armed Forces Bank, N.A. reported a CET1 capital ratio of 24.61%, a return on assets of 1.69%, a nonperforming-loan ratio of 1.21% and a Texas ratio of 4.88%. The figures come from its call report filed with the FFIEC.
Armed Forces Bank, N.A. ranks as the 11th largest of the 182 banks based in Kansas, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.2% to $1.42B, loans fell 5.9% and deposits fell 1.5%. 1-4 family residential loans made up 33.9% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 29.9%. Its 15 offices in the FDIC Summary of Deposits are in 14 cities across 10 states; its Fort Leavenworth office books 27% of its branch deposits. By the capital ratios in its Q2 2026 call report, Armed Forces Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 320 Kansas Ave, Fort Leavenworth, KS 66027
- County
- Leavenworth
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1907
- Former names
- Army National Bank (1990-1997)
- Domestic offices
- 15 FDIC institution directory, current count
- Employees (FTE)
- 251
- Domestic deposits
- $1.22B
- Allowance for credit losses
- $11.9M
- Net charge-offs (YTD)
- $1.5M
- Average total assets
- $1.40B
- Average total loans
- $760.2M
- Average interest-bearing deposits
- $848.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4666
- Fed RSSD
- 983457
- Website
- afbank.com →
- Parent Holding Company
- DICKINSON FINANCIAL CORPORATION (RSSD 1399484)
- Ultimate Parent
- DICKINSON FINANCIAL CORPORATION II (RSSD 2107707)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Armed Forces Bank, N.A.'s total assets ran between $1.27B (Q3 2023) and $1.44B (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.42B total assets against $1.43B; $1.24B total liabilities against $1.24B.
$722.9M net loans and leases against $766.4M; $1.22B total deposits against $1.22B.
$426.7M securities against $353.4M; $211.7M cash and balances due against $241.9M.
$16.6M total interest income against $16.3M; $3.1M total interest expense against $3.7M.
$13.5M net interest income against $12.6M.
$11.5M total noninterest income against $11.7M; $16.6M total noninterest expense against $17.3M.
$600K provision for credit losses against $750K.
$5.9M net income against $4.8M.
1.69% return on assets against 1.37%; 4.03% net interest margin against 3.77%.
24.61% CET1 capital ratio against 24.31%; 13.92% tier 1 leverage ratio against 14.38%.
Inside the full Armed Forces Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeArmed Forces Bank, N.A. rankings
Its closest position to the top of a national ranking is 166 of 2,134, for CET1 ratio; its furthest is 866 of 980, for uninsured deposits.
Metric pages for Armed Forces Bank, N.A.: CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.33% (Q1 2025) to 1.78% (Q1 2026) and its net interest margin ran from 3.77% (Q4 2024) to 4.06% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 24.61% | 1.69% | 1.21% | 4.88% | 4.03% |
| Q1 2026 | 23.04% | 1.78% | 1.08% | 4.74% | 3.98% |
| Q4 2025 | 22.43% | 1.73% | 0.14% | 0.64% | 4.06% |
| Q3 2025 | 23.39% | 1.52% | 0.09% | 0.38% | 4.00% |
| Q2 2025 | 24.31% | 1.37% | 0.13% | 0.56% | 3.77% |
| Q1 2025 | 23.93% | 1.33% | 0.08% | 0.35% | 3.78% |
| Q4 2024 | 22.78% | 1.38% | 0.09% | 0.46% | 3.77% |
| Q3 2024 | 21.49% | 1.69% | 0.10% | 0.47% | 3.79% |
Swipe the table sideways to see every column.
Branch Network
View all 15 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Armed Forces Bank, N.A. (main office) | Fort Leavenworth , KS | 66027 | $333.0M |
| Nellis Air Force Base Branch | Nellis Air Force Base , NV | 89191 | $96.4M |
| Fort Lewis Branch | Fort Lewis , WA | 98433 | $91.9M |
| Community Center Branch | Fort Knox , KY | 40121 | $89.9M |
| Fort Carson Facility | Fort Carson , CO | 80913 | $86.0M |
| Leavenworth Limit Branch # 32 | Leavenworth , KS | 66048 | $84.6M |
| Fort Huachuca Branch | Fort Huachuca , AZ | 85670 | $76.7M |
| Mcchord Air Force Branch | Mcchord Afb , WA | 98438 | $69.2M |
| Fort Leonard Wood Branch | Fort Leonard Wood , MO | 65473 | $56.8M |
| Fort Bliss Branch | El Paso , TX | 79906 | $56.1M |
| Luke Air Force Base Branch | Glendale , AZ | 85307 | $55.9M |
| Fort Myer Branch | Fort Myer , VA | 22211 | $48.9M |
| Great Lakes Branch | Great Lakes , IL | 60088 | $39.2M |
| Junction City Branch | Junction City , KS | 66441 | $33.9M |
| Drive-Up Facility | Fort Carson , CO | 80913 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| June 20, 2015 | Structure Change | Acquired Armed Forces Bank of California, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 19, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 11, 2010 | Structure Change | Acquired Bank Midwest, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 10, 2010 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 24, 2006 | Structure Change | Acquired Fort Riley National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 23, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 1, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 1, 1989 | Structure Change | Acquired Fort Carson National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 2 against the institution (OCC); 1 against individuals associated with it
- December 14, 2010, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Armed Forces Bank, National Association
- May 11, 2010, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Armed Forces Bank, National Association
- Period: Most recent institution action December 14, 2010. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in KS, rank 54 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 2,314 applications, 1,339 loans originated, $610.6M originated, across 51 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Armed Forces Bank, N.A.’s latest filed figures and updates each quarter.
Similar banks
Compare Armed Forces Bank, N.A. with peers
Frequently asked about Armed Forces Bank, N.A.
What are Armed Forces Bank, N.A.'s total assets?
As of the Q2 2026 filing, Armed Forces Bank, N.A. reported total assets of $1.42 billion in its FFIEC call report.
Where is Armed Forces Bank, N.A. headquartered?
It is headquartered in Fort Leavenworth, KS, United States.
When was Armed Forces Bank, N.A. founded?
It was established in 1907, per the FDIC institution directory.
Is Armed Forces Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4666). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Armed Forces Bank, N.A.?
Armed Forces Bank, N.A.'s primary federal regulator is the OCC.
What is Armed Forces Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 24.61% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Armed Forces Bank, N.A. operate?
It operates 15 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Armed Forces Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 4.88% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Armed Forces Bank, N.A. previously called?
The charter now named Armed Forces Bank, N.A. has also operated as Army National Bank (1990-1997), per FDIC structure-change records.
Go deeper on Armed Forces Bank, N.A.
Get an email when Armed Forces Bank, N.A. files its next call report, and benchmark it against any peer you choose.
Unlock Armed Forces Bank, N.A., freeFree account