Armed Forces Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 60.88 percentage points higher than in Q1 2026, at 135.09%. Within Kansas, Armed Forces Bank, N.A. is 52nd of 182 on return on assets, 1.69% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Armed Forces Bank, N.A. sits 0.41 points higher, at 1.69% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 24.61% |
| Tier 1 risk-based capital ratio | 24.61% |
| Total risk-based capital ratio | 25.86% |
| Tier 1 leverage ratio | 13.92% |
| Equity capital to assets | 12.95% |
| Tangible equity to tangible assets | 12.04% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.20% |
| Non-performing assets ratio | 0.62% |
| Net charge-off ratio | 0.64% |
| Texas ratio | 4.88% |
| Allowance for credit losses to loans | 1.62% |
| Reserve coverage of non-performing loans | 135.09% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.69% |
| Return on equity | 13.00% |
| Net interest margin | 4.03% |
| Efficiency ratio | 66.10% |
| Yield on earning assets | 4.97% |
| Cost of funds | 1.03% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 60.31% |
| Core deposits to total deposits | 94.31% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.61% |
| Securities to assets | 29.98% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 22.05% | 22.05% | 23.30% | 14.51% | 1.17% |
| Q4 2023 | 21.48% | 21.48% | 22.73% | 14.33% | 0.96% |
| Q1 2024 | 22.02% | 22.02% | 23.27% | 14.05% | 1.20% |
| Q2 2024 | 20.47% | 20.47% | 21.72% | 14.10% | 1.53% |
| Q3 2024 | 21.49% | 21.49% | 22.75% | 14.32% | 1.69% |
| Q4 2024 | 22.78% | 22.78% | 24.03% | 14.26% | 1.38% |
| Q1 2025 | 23.93% | 23.93% | 25.18% | 14.43% | 1.33% |
| Q2 2025 | 24.31% | 24.31% | 25.56% | 14.38% | 1.37% |
| Q3 2025 | 23.39% | 23.39% | 24.64% | 14.55% | 1.52% |
| Q4 2025 | 22.43% | 22.43% | 23.68% | 13.43% | 1.73% |
| Q1 2026 | 23.04% | 23.04% | 24.29% | 13.69% | 1.78% |
| Q2 2026 | 24.61% | 24.61% | 25.86% | 13.92% | 1.69% |
Armed Forces Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Armed Forces Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Armed Forces Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4666) · FFIEC NIC profile (RSSD 983457)