Armed Forces Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Armed Forces Bank, N.A. of Fort Leavenworth, KS against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.69% | 1.46% | +0.23% | 76th top |
| ROAE | 13.00% | 12.69% | +0.31% | 55th above |
| Net Interest Margin | 4.03% | 3.85% | +0.18% | 70th above |
| Efficiency Ratio | 66.10% | 57.40% | +8.70% | 28th below |
| PPNR / Avg Assets | 2.41% | 1.88% | +0.53% | 86th top |
| Yield on Earning Assets | 4.97% | 5.72% | -0.75% | 19th bottom |
| Cost of Funds | 1.03% | 2.02% | -0.99% | 93rd top |
| Net Interest Spread | 3.51% | 3.18% | +0.33% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.20% | 1.00% | +0.20% | 27th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.62% | 0.76% | -0.14% | 41st below |
| NCO / Avg Loans | 0.64% | 0.43% | +0.21% | 7th bottom |
| ACL / Total Loans | 1.62% | 1.31% | +0.31% | 90th top |
| ACL / NPLs (Coverage) | 135.09% | 564.60% | -429.51% | 40th below |
| Texas Ratio | 4.88% | 7.39% | -2.51% | 50th above |
| Provision / NCO | 81.75% | 618.90% | -537.15% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.61% | 17.33% | +7.28% | 95th top |
| Tier 1 Ratio | 24.61% | 17.36% | +7.25% | 95th top |
| Total Capital Ratio | 25.86% | 18.41% | +7.45% | 95th top |
| Leverage Ratio | 13.92% | 11.44% | +2.48% | 89th top |
| Equity / Assets | 12.95% | 11.33% | +1.62% | 84th top |
| TCE / Tangible Assets | 12.04% | 10.50% | +1.54% | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.31% | 86.97% | -26.66% | 93rd top |
| Core Deposit Ratio | 94.31% | 85.55% | +8.76% | 80th top |
| Uninsured Deposit Ratio | 17.14% | 33.13% | -15.99% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.28% | 9.68% | -9.96% | 14th bottom |
| Loan Growth (Y/Y) | -5.53% | 8.07% | -13.60% | 5th bottom |
| Deposit Growth (Y/Y) | -0.29% | 7.88% | -8.17% | 17th bottom |
See Armed Forces Bank, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Armed Forces Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Armed Forces Bank, N.A. profile, how to read a UBPR, or how this data updates.