Armed Forces Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Total interest expense edged down 2.3% between Q1 2026 and Q2 2026, to $3.1M. Armed Forces Bank, N.A. ranks 86th of 182 Kansas banks on net interest margin, in the upper half at 4.03% (Q2 2026). The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Armed Forces Bank, N.A. sits 0.32 points higher, at 4.03% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.97% |
| Yield on loans | 6.38% |
| Yield on securities | 2.93% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.03% |
| Cost of interest-bearing deposits | 1.46% |
| Cost of interest-bearing liabilities | 1.46% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.03% |
| Yield to cost spread | 3.51% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $12.1M |
| Total interest expense | $3.1M |
| Interest expense on deposits | $3.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.57% | 0.95% | 3.62% | 5.89% | 1.71% |
| Q4 2023 | 4.67% | 1.19% | 3.59% | 5.96% | 1.75% |
| Q1 2024 | 4.69% | 1.31% | 3.50% | 5.92% | 1.81% |
| Q2 2024 | 4.89% | 1.35% | 3.66% | 6.16% | 1.82% |
| Q3 2024 | 5.02% | 1.37% | 3.79% | 6.30% | 1.89% |
| Q4 2024 | 4.95% | 1.32% | 3.77% | 6.23% | 2.10% |
| Q1 2025 | 4.90% | 1.25% | 3.78% | 6.22% | 2.31% |
| Q2 2025 | 4.88% | 1.23% | 3.77% | 6.21% | 2.29% |
| Q3 2025 | 5.06% | 1.18% | 4.00% | 6.46% | 2.54% |
| Q4 2025 | 5.10% | 1.15% | 4.06% | 6.43% | 2.60% |
| Q1 2026 | 4.94% | 1.05% | 3.98% | 6.28% | 2.72% |
| Q2 2026 | 4.97% | 1.03% | 4.03% | 6.38% | 2.93% |
Armed Forces Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Armed Forces Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Armed Forces Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4666) · FFIEC NIC profile (RSSD 983457)