Gbank
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Data as of · sourced from FFIEC call reports. How we update
Gbank is an FDIC-insured commercial bank headquartered in Las Vegas, NV, established in 2007 (FDIC certificate 58626), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.43B, up 16.2% from Q2 2025, the 5th largest of 14 banks headquartered in Nevada. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.15% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 58626
- Headquarters
- Las Vegas, NV
- Established
- 2007
- Total assets, Q2 2026
- $1.43B
- Assets vs Q2 2025
- +16.2%
- Tier 1 leverage ratio, Q2 2026
- 13.15%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 122402366
- Holding company
- GBANK FINANCIAL HOLDINGS INC.
- Asset rank in state
- 5th of 14 in Nevada
Problem loans are rising at Gbank. Its balance sheet stood at $1.4 billion at June 30, 2026, up 16.2% from a year earlier; it is based in Las Vegas, Nevada. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 2.01% of loans from 0.54% a year earlier. It pays an average of 3.09% on its deposits and borrowings, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 2.01%). It also holds commercial real estate loans worth 4.6 times its capital, about double the median of 2.2 times for banks its size.
The non-owner-occupied commercial real estate book ($893 million) is worsening: 4.86% of it is past due or on nonaccrual, up from 3.49% a year earlier. Net income for the quarter rose 17% from a year earlier, to $6.9 million. Credit is the area to watch: it carries problem assets equal to 14.0% of the capital and reserves that would absorb them, 3.9 times the median of 3.6% for banks its size.
As of June 30, 2026, Gbank reported a return on assets of 1.92%, a nonperforming-loan ratio of 4.96% and a Texas ratio of 13.97%. The figures come from its call report filed with the FFIEC.
Gbank ranks as the 5th largest of the 14 banks based in Nevada, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 2.7% to $1.43B, loans fell 0.1% and deposits rose 2.9%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 81.3% of total loans, followed by owner-occupied commercial real estate loans at 8.1%. The FDIC Summary of Deposits lists 2 offices for it, in Las Vegas, NV and Henderson, NV; its Las Vegas office books 70% of its branch deposits. On its Q2 2026 call report, Gbank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 9115 W Russell Rd, Las Vegas, NV 89148
- County
- Clark
- Metro Area
- Las Vegas-Henderson-North Las Vegas, NV
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 24, 2007
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 189
- Domestic deposits
- $1.22B
- Allowance for credit losses
- $12.4M
- Net charge-offs (YTD)
- $2.6M
- Average total assets
- $1.43B
- Average total loans
- $1.04B
- Average interest-bearing deposits
- $992.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- September 24, 2007
- FDIC Cert
- 58626
- Fed RSSD
- 3636446
- SEC CIK
- 1791145 → filed by GBANK FINANCIAL HOLDINGS INC.
- Website
- http://www.g.bank →
- Parent Holding Company
- GBANK FINANCIAL HOLDINGS INC. (RSSD 5170805) · GBFH
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Nigro Edward Michael | CEO | CEO and Executive Chairman |
| Jeffrey K Newgard | PRES | President/CEO (GBank) |
| Whicker Jeffery Ernest | CFO | EVP/CFO (GBank) |
| Campbell Tara Allyce | COO | EVP/COO of GBank |
| North David Chandler | CCO | EVP/CCO (GBank) |
| Levine Scot Michael | CRO | EVP, CRO (GBank) |
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Gbank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Gbank's total assets ranged from $729.1M (Q3 2023) to $1.43B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.43B total assets against $1.23B; $1.24B total liabilities against $1.06B.
$1.09B net loans and leases against $907.7M; $1.22B total deposits against $1.04B.
$115.0M securities against $122.4M; $141.3M cash and balances due against $143.2M.
$22.7M total interest income against $20.6M; $9.5M total interest expense against $7.9M.
$13.2M net interest income against $12.7M.
$9.2M total noninterest income against $5.4M; $10.6M total noninterest expense against $9.3M.
$2.8M provision for credit losses against $1.1M.
$6.9M net income against $5.9M.
1.92% return on assets against 1.96%; 4.06% net interest margin against 4.37%.
13.15% tier 1 leverage ratio against 13.82%.
Inside the full Gbank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Gbank rankings
Its closest position to the top of a national ranking is 358 of 3,640, for Texas Ratio; its furthest is 294 of 980, for uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.67% (Q1 2026) to 2.37% (Q4 2025) and its net interest margin ran from 3.97% (Q1 2026) to 5.11% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.15% | 1.92% | 4.96% | 13.97% | 4.06% |
| Q1 2026 | 13.39% | 0.67% | 3.61% | 6.92% | 3.97% |
| Q4 2025 | 13.42% | 2.37% | 3.28% | 6.65% | 4.37% |
| Q3 2025 | 13.72% | 1.69% | 3.45% | 5.71% | 4.46% |
| Q2 2025 | 13.82% | 1.96% | 2.00% | 2.87% | 4.37% |
| Q1 2025 | 14.23% | 2.07% | 2.30% | 3.39% | 4.48% |
| Q4 2024 | 12.90% | 2.26% | 1.67% | 3.30% | 4.65% |
| Q3 2024 | 13.08% | 2.25% | 0.64% | 1.12% | 5.11% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Gbank (main office) | Las Vegas , NV | 89148 | $858.4M |
| Seven Hills Office Branch | Henderson , NV | 89052 | $361.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.0% of deposits in NV, rank 12 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 192 loans, $526.5M approved, $2.7M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Gbank
What are Gbank's total assets?
As of the Q2 2026 filing, Gbank reported total assets of $1.43 billion in its FFIEC call report.
Where is Gbank headquartered?
It is headquartered in Las Vegas, NV, United States.
When was Gbank founded?
It was established in 2007, per the FDIC institution directory.
Is Gbank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58626). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Gbank?
Gbank's primary federal regulator is the FDIC.
How many branches does Gbank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Gbank's Texas Ratio?
Its Texas Ratio is 13.97% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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