Gbank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 30.7% higher than in Q1 2026, at $141.3M. Gbank ranks 5th of 14 Nevada banks on loan-to-deposit ratio, in the upper half at 90.00% (Q2 2026). At 90.00%, Gbank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $141.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $256.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.00% |
| Net loans and leases to deposits | 88.98% |
| Loans and leases to core deposits | 93.15% |
| Core deposits to total deposits | 86.77% |
| Brokered deposits to total deposits | 9.84% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.76% | 86.04% | $0 | $0 |
| Q4 2023 | 90.72% | 84.01% | $0 | $30.0M |
| Q1 2024 | 95.58% | 83.53% | $0 | $10.0M |
| Q2 2024 | 96.00% | 83.83% | $0 | $12.0M |
| Q3 2024 | 95.39% | 85.39% | $0 | $0 |
| Q4 2024 | 88.23% | 86.47% | $0 | $0 |
| Q1 2025 | 87.81% | 88.02% | $0 | $0 |
| Q2 2025 | 87.88% | 86.99% | $0 | $0 |
| Q3 2025 | 91.37% | 85.33% | $0 | $0 |
| Q4 2025 | 87.20% | 87.19% | $0 | $371K |
| Q1 2026 | 92.71% | 85.84% | $0 | $0 |
| Q2 2026 | 90.00% | 86.77% | $0 | $0 |
Gbank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Gbank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Gbank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58626) · FFIEC NIC profile (RSSD 3636446)