First Kansas Bank
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Data as of · sourced from FFIEC call reports. How we update
First Kansas Bank is an FDIC-insured commercial bank headquartered in Hoisington, KS, established in 1961 (FDIC certificate 18474), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $294.4M, up 7.5% from Q2 2025, the 73rd largest of 182 banks headquartered in Kansas. Its CET1 capital ratio was 18.32% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 18474
- Headquarters
- Hoisington, KS
- Established
- 1961
- Total assets, Q2 2026
- $294.4M
- Assets vs Q2 2025
- +7.5%
- CET1 ratio, Q2 2026
- 18.32%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 101102564
- Latest call report
- Q2 2026, FFIEC 041 · First Kansas Bank call report
- Holding company
- OTTAWA BANCSHARES, INC.
- Asset rank in state
- 73rd of 182 in Kansas
First Kansas Bank is one of the more profitable banks of its size. Based in Hoisington, Kansas, it had $294 million in assets at June 30, 2026, up 7.5% from a year earlier. It returns 26.6% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it funds 8.35% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%). Much of that comes from cost control: it spends about 46 cents to bring in each dollar of revenue.
Paper losses on its bond portfolio are shrinking: unrealized losses of $6.3 million equal 26% of Tier 1 capital, down from 32% a year earlier. Net income for the quarter rose 13% from a year earlier, to $1.2 million. Its margin is thin by comparison: it keeps 3.12 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, First Kansas Bank reported a CET1 capital ratio of 18.32%, a return on assets of 1.65%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, First Kansas Bank is the 73rd largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.1% to $294.4M, loans rose 1.3% and deposits rose 1.0%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 61.3% of total loans, ahead of farmland and other real estate loans at 11.5%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities in KS; its Great Bend office books 37% of its branch deposits. On its Q2 2026 call report, First Kansas Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 101 N Main St, Hoisington, KS 67544
- County
- Barton
- Metro Area
- Great Bend, KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- December 30, 1961
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 30
- Domestic deposits
- $275.2M
- Allowance for credit losses
- $2.1M
- Net charge-offs (YTD)
- $7K
- Average total assets
- $294.1M
- Average total loans
- $132.6M
- Average interest-bearing deposits
- $254.3M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 30, 1961
- FDIC Cert
- 18474
- Fed RSSD
- 1492817
- Website
- www.firstkansasbank.com →
- Parent Holding Company
- OTTAWA BANCSHARES, INC. (RSSD 1056769)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
First Kansas Bank's total assets moved between a low of $258.6M (Q3 2023) and a high of $300.9M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$294.4M total assets against $273.8M; $275.9M total liabilities against $257.0M.
$132.5M net loans and leases against $122.1M; $275.2M total deposits against $255.0M.
$147.6M securities against $139.6M; $8.7M cash and balances due against $6.5M.
$3.2M total interest income against $3.0M; $1.0M total interest expense against $936K.
$2.2M net interest income against $2.1M.
$200K total noninterest income against $186K; $1.1M total noninterest expense against $1.2M.
$30K provision for credit losses against $45K.
$1.2M net income against $1.1M.
1.65% return on assets against 1.56%; 3.12% net interest margin against 3.08%.
18.32% CET1 capital ratio against 20.40%; 8.35% tier 1 leverage ratio against 8.80%.
Inside the full First Kansas Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst Kansas Bank rankings
Its closest position to the top of a national ranking is 498 of 3,606, for efficiency ratio; its furthest is 3,477 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.46% (Q1 2025) to 2.31% (Q4 2025) and its net interest margin ran from 2.99% (Q1 2026) to 3.16% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.32% | 1.65% | 0.00% | 0.00% | 3.12% |
| Q1 2026 | 19.58% | 1.70% | 0.00% | 0.00% | 2.99% |
| Q4 2025 | 18.72% | 2.31% | 0.00% | 0.00% | 3.11% |
| Q3 2025 | 18.86% | 1.63% | 0.00% | 0.00% | 3.12% |
| Q2 2025 | 20.40% | 1.56% | 0.00% | 0.00% | 3.08% |
| Q1 2025 | 20.62% | 1.46% | 0.00% | 0.00% | 3.07% |
| Q4 2024 | 18.98% | 1.59% | 0.00% | 0.00% | 3.16% |
| Q3 2024 | 19.75% | 1.50% | 0.00% | 0.00% | 3.10% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Great Bend Branch | Great Bend , KS | 67530 | $102.3M |
| First Kansas Bank (main office) | Hoisington , KS | 67544 | $81.7M |
| Hays Branch | Hays , KS | 67601 | $52.6M |
| Claflin Branch | Claflin , KS | 67525 | $38.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 15, 2021 | Structure Change | Acquired The Lorraine State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 15, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 3, 1989 | Structure Change | Acquired The Farmers and Merchants State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 3, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1988 | Structure Change | Acquired Farmers State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 30, 1961 | Structure Change | Acquired First National Bank of Hoisington Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in KS, rank 87 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $90K approved, $90K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1998 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First Kansas Bank
What are First Kansas Bank's total assets?
As of the Q2 2026 filing, First Kansas Bank reported total assets of $294.4 million in its FFIEC call report.
Where is First Kansas Bank headquartered?
It is headquartered in Hoisington, KS, United States.
When was First Kansas Bank founded?
It was established in 1961, per the FDIC institution directory.
Is First Kansas Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #18474). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Kansas Bank?
First Kansas Bank's primary federal regulator is the FDIC.
What is First Kansas Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.32% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First Kansas Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Kansas Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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