First Kansas Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The largest change between Q1 2026 and Q2 2026 was in Total risk-based capital ratio, which fell 1.26 percentage points to 19.57%. Within Kansas, First Kansas Bank is 24th of 86 on CET1 ratio, 18.32% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. First Kansas Bank sits 3.23 points higher, at 18.32% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.32% |
| Tier 1 risk-based capital ratio | 18.32% |
| Total risk-based capital ratio | 19.57% |
| Tier 1 leverage ratio | 8.35% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $24.5M |
| Tier 1 capital | $24.5M |
| Total risk-based capital | $26.2M |
| Total equity capital | $18.5M |
| Risk-weighted assets | $134.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.28% |
| Tangible equity to tangible assets | 6.28% |
| Equity capital to average assets | 6.28% |
| Internal capital growth rate | -4.16% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $4.3M |
| Retained earnings | $20.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.40% | 19.40% | 20.66% | 8.57% | $115.0M |
| Q4 2023 | 20.09% | 20.09% | 21.34% | 9.01% | $116.8M |
| Q1 2024 | 21.96% | 21.96% | 23.21% | 9.24% | $111.5M |
| Q2 2024 | 18.65% | 18.65% | 19.90% | 8.56% | $121.1M |
| Q3 2024 | 19.75% | 19.75% | 21.01% | 9.01% | $119.5M |
| Q4 2024 | 18.98% | 18.98% | 20.24% | 8.62% | $122.1M |
| Q1 2025 | 20.62% | 20.62% | 21.87% | 8.52% | $117.6M |
| Q2 2025 | 20.40% | 20.40% | 21.66% | 8.80% | $119.3M |
| Q3 2025 | 18.86% | 18.86% | 20.11% | 8.40% | $123.0M |
| Q4 2025 | 18.72% | 18.72% | 19.97% | 8.27% | $125.3M |
| Q1 2026 | 19.58% | 19.58% | 20.83% | 8.37% | $126.3M |
| Q2 2026 | 18.32% | 18.32% | 19.57% | 8.35% | $134.0M |
First Kansas Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Kansas Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Kansas Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18474) · FFIEC NIC profile (RSSD 1492817)