First Kansas Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 1.96 percentage points lower than in Q1 2026, at 79.42%. First Kansas Bank ranks 60th of 182 Kansas banks on return on assets, in the upper half at 1.65% (Q2 2026). First Kansas Bank reported 1.65% on return on assets for Q2 2026, 0.39 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.32% |
| Tier 1 risk-based capital ratio | 18.32% |
| Total risk-based capital ratio | 19.57% |
| Tier 1 leverage ratio | 8.35% |
| Equity capital to assets | 6.28% |
| Tangible equity to tangible assets | 6.28% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.54% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.65% |
| Return on equity | 26.61% |
| Net interest margin | 3.12% |
| Efficiency ratio | 46.46% |
| Yield on earning assets | 4.52% |
| Cost of funds | 1.48% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 48.90% |
| Core deposits to total deposits | 79.42% |
| Brokered deposits to total deposits | 3.62% |
| Deposits to assets | 93.51% |
| Securities to assets | 50.14% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.40% | 19.40% | 20.66% | 8.57% | 1.42% |
| Q4 2023 | 20.09% | 20.09% | 21.34% | 9.01% | 1.73% |
| Q1 2024 | 21.96% | 21.96% | 23.21% | 9.24% | 1.49% |
| Q2 2024 | 18.65% | 18.65% | 19.90% | 8.56% | 1.66% |
| Q3 2024 | 19.75% | 19.75% | 21.01% | 9.01% | 1.50% |
| Q4 2024 | 18.98% | 18.98% | 20.24% | 8.62% | 1.59% |
| Q1 2025 | 20.62% | 20.62% | 21.87% | 8.52% | 1.46% |
| Q2 2025 | 20.40% | 20.40% | 21.66% | 8.80% | 1.56% |
| Q3 2025 | 18.86% | 18.86% | 20.11% | 8.40% | 1.63% |
| Q4 2025 | 18.72% | 18.72% | 19.97% | 8.27% | 2.31% |
| Q1 2026 | 19.58% | 19.58% | 20.83% | 8.37% | 1.70% |
| Q2 2026 | 18.32% | 18.32% | 19.57% | 8.35% | 1.65% |
First Kansas Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Kansas Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Kansas Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18474) · FFIEC NIC profile (RSSD 1492817)