First Kansas Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Kansas Bank of Hoisington, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.65% | 1.25% | +0.40% | 71st above |
| ROAE | 26.61% | 12.22% | +14.39% | 97th top |
| Net Interest Margin | 3.12% | 3.95% | -0.83% | 13th bottom |
| Efficiency Ratio | 46.46% | 63.71% | -17.25% | 88th top |
| PPNR / Avg Assets | 1.70% | — | — | 56th above |
| Yield on Earning Assets | 4.52% | 5.67% | -1.15% | 9th bottom |
| Cost of Funds | 1.48% | 1.87% | -0.39% | 71st above |
| Net Interest Spread | 2.91% | — | — | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 35th below |
| ACL / Total Loans | 1.54% | — | — | 81st top |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
| Provision / NCO | 500.00% | — | — | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.32% | 17.18% | +1.14% | 71st above |
| Tier 1 Ratio | 18.32% | 17.21% | +1.11% | 71st above |
| Total Capital Ratio | 19.57% | — | — | 72nd above |
| Leverage Ratio | 8.35% | 11.75% | -3.40% | 5th bottom |
| Equity / Assets | 6.28% | 10.98% | -4.70% | 3rd bottom |
| TCE / Tangible Assets | 6.28% | — | — | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 48.90% | 80.44% | -31.54% | 93rd top |
| Core Deposit Ratio | 79.42% | 86.95% | -7.53% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.49% | — | — | 71st above |
| Loan Growth (Y/Y) | 8.50% | — | — | 67th above |
| Deposit Growth (Y/Y) | 7.95% | — | — | 75th top |
See First Kansas Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Kansas Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Kansas Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Kansas Bank peer analysis.