First Kansas Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 22.0% in Q2 2026, from $11.2M to $8.7M. It was the largest change from Q1 2026 among the key lines here. Within Kansas, First Kansas Bank is 162nd of 182 on loan-to-deposit ratio, 48.90% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. First Kansas Bank sits 31.66 points lower, at 48.90% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $156.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 48.90% |
| Net loans and leases to deposits | 48.14% |
| Loans and leases to core deposits | 61.57% |
| Core deposits to total deposits | 79.42% |
| Brokered deposits to total deposits | 3.62% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 48.05% | 89.36% | $4.2M | $3.0M |
| Q4 2023 | 45.53% | 87.85% | $0 | $0 |
| Q1 2024 | 44.28% | 89.09% | $0 | $0 |
| Q2 2024 | 51.78% | 89.16% | $2.2M | $5.0M |
| Q3 2024 | 51.66% | 88.20% | $0 | $7.0M |
| Q4 2024 | 45.88% | 87.55% | $0 | $0 |
| Q1 2025 | 46.29% | 87.53% | $0 | $0 |
| Q2 2025 | 48.65% | 79.41% | $1.4M | $0 |
| Q3 2025 | 50.11% | 81.60% | $0 | $0 |
| Q4 2025 | 47.07% | 84.88% | $0 | $0 |
| Q1 2026 | 48.71% | 81.38% | $0 | $0 |
| Q2 2026 | 48.90% | 79.42% | $0 | $0 |
First Kansas Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Kansas Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Kansas Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18474) · FFIEC NIC profile (RSSD 1492817)