First Kansas Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
First Kansas Bank is one of the more profitable banks of its size. Based in Hoisington, Kansas, it had $294 million in assets at June 30, 2026, up 7.5% from a year earlier. It returns 26.6% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it funds 8.35% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%). Much of that comes from cost control: it spends about 46 cents to bring in each dollar of revenue.
Paper losses on its bond portfolio are shrinking: unrealized losses of $6.3 million equal 26% of Tier 1 capital, down from 32% a year earlier. Net income for the quarter rose 13% from a year earlier, to $1.2 million. Its margin is thin by comparison: it keeps 3.12 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, First Kansas Bank reported a CET1 capital ratio of 18.32%, a return on assets of 1.65%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 101 N Main St, Hoisington, KS 67544
- County
- Barton
- Metro Area
- Great Bend, KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- December 30, 1961
- Offices
- 4 domestic
- Employees (FTE)
- 30
- Domestic deposits
- $275.2M
- Allowance for credit losses
- $2.1M
- Net charge-offs (YTD)
- $7K
- Average total assets
- $294.1M
- Average total loans
- $132.6M
- Average interest-bearing deposits
- $254.3M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 30, 1961
- FDIC Cert
- 18474
- Fed RSSD
- 1492817
- Website
- www.firstkansasbank.com →
- Parent Holding Company
- OTTAWA BANCSHARES, INC. (RSSD 1056769)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full First Kansas Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock First Kansas Bank, freeFirst Kansas Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.32% | 1.65% | 0.00% | 0.00% | 3.12% |
| Q1 2026 | 19.58% | 1.70% | 0.00% | 0.00% | 2.99% |
| Q4 2025 | 18.72% | 2.31% | 0.00% | 0.00% | 3.11% |
| Q3 2025 | 18.86% | 1.63% | 0.00% | 0.00% | 3.12% |
| Q2 2025 | 20.40% | 1.56% | 0.00% | 0.00% | 3.08% |
| Q1 2025 | 20.62% | 1.46% | 0.00% | 0.00% | 3.07% |
| Q4 2024 | 18.98% | 1.59% | 0.00% | 0.00% | 3.16% |
| Q3 2024 | 19.75% | 1.50% | 0.00% | 0.00% | 3.10% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 4 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Great Bend Branch | Great Bend , KS | 67530 | $102.3M |
| First Kansas Bank (main office) | Hoisington , KS | 67544 | $81.7M |
| Hays Branch | Hays , KS | 67601 | $52.6M |
| Claflin Branch | Claflin , KS | 67525 | $38.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 15, 2021 | Structure Change | Acquired The Lorraine State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 15, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 3, 1989 | Structure Change | Acquired The Farmers and Merchants State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 3, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1988 | Structure Change | Acquired Farmers State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 30, 1961 | Structure Change | Acquired First National Bank of Hoisington Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.
Regulatory record
What the public regulatory sources show for First Kansas Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.3% of deposits in KS, rank 87 of 233 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $90K approved, $90K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1998 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about First Kansas Bank
What are First Kansas Bank's total assets?
As of the Q2 2026 filing, First Kansas Bank reported total assets of $294.4 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Kansas Bank headquartered?
First Kansas Bank is headquartered in Hoisington, KS, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was First Kansas Bank founded?
First Kansas Bank was established in 1961, per the FDIC institution directory.
Is First Kansas Bank FDIC-insured?
Yes. First Kansas Bank is an FDIC-insured commercial bank (FDIC Certificate #18474). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Kansas Bank?
First Kansas Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Kansas Bank's CET1 capital ratio?
First Kansas Bank reported a Common Equity Tier 1 (CET1) capital ratio of 18.32% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First Kansas Bank operate?
First Kansas Bank operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Kansas Bank's Texas Ratio?
First Kansas Bank's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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