Community 1st Bank Las Vegas
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Data as of · sourced from FFIEC call reports. How we update
Community 1st Bank Las Vegas is an FDIC-insured commercial bank headquartered in Las Vegas, NM, established in 1949 (FDIC certificate 16854), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $293.9M, down 5.4% from Q2 2025, the 20th largest of 29 banks headquartered in New Mexico. Its CET1 capital ratio was 21.93% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 16854
- Headquarters
- Las Vegas, NM
- Established
- 1949
- Total assets, Q2 2026
- $293.9M
- Assets vs Q2 2025
- -5.4%
- CET1 ratio, Q2 2026
- 21.93%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 107002008
- Latest call report
- Q2 2026, FFIEC 041 · Community 1st Bank Las Vegas Q3 2026 call report, filed October 26, 2026 (preliminary)
- Holding company
- FNB FINANCIAL CORPORATION
- Asset rank in state
- 20th of 29 in New Mexico
Community 1st Bank Las Vegas is one of the more profitable banks of its size. The Las Vegas, New Mexico bank had $294 million in assets at June 30, 2026, down 5.4% from a year earlier. It returns 24.2% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also pays an average of 0.68% on its deposits and borrowings, about a third the median of 1.80% for banks its size. Much of that comes from cost control: it spends about 47 cents to bring in each dollar of revenue.
Net income for the quarter slipped 13% from a year earlier, to $1.6 million. Over the same year, loans grew 16.6% and deposits shrank 7.5%.
As of June 30, 2026, Community 1st Bank Las Vegas reported a CET1 capital ratio of 21.93%, a return on assets of 2.18%, a nonperforming-loan ratio of 0.03% and a Texas ratio of 0.11%. The figures come from its call report filed with the FFIEC.
Of the 29 banks headquartered in New Mexico, Community 1st Bank Las Vegas is the 20th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.5% to $293.9M, loans rose 16.7% and deposits rose 0.1%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 28.5% of total loans, followed by 1-4 family residential loans at 15.9%. Its 4 offices in the FDIC Summary of Deposits are in Las Vegas, NM and Mora, NM; its Las Vegas 3 offices book 79% of its branch deposits. On its Q2 2026 call report, Community 1st Bank Las Vegas meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 600 Douglas Ave, Las Vegas, NM 87701
- County
- San Miguel
- Metro Area
- Las Vegas, NM
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- November 23, 1949
- Former names
- First National Bank in Las Vegas (1973-2007)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 34
- Domestic deposits
- $265.8M
- Allowance for credit losses
- $1.4M
- Net charge-offs (YTD)
- $0
- Average total assets
- $291.5M
- Average total loans
- $93.8M
- Average interest-bearing deposits
- $182.7M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- November 23, 1949
- FDIC Cert
- 16854
- Fed RSSD
- 768458
- Website
- www.cfblv.com →
- Parent Holding Company
- FNB FINANCIAL CORPORATION (RSSD 2921695)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Community 1st Bank Las Vegas's total assets ran between $176.5M (Q3 2023) and $310.6M (Q2 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$293.9M total assets against $310.6M; $266.9M total liabilities against $288.5M.
$105.3M net loans and leases against $90.2M; $265.8M total deposits against $287.3M.
$119.3M securities against $122.4M; $58.4M cash and balances due against $87.2M.
$3.3M total interest income against $3.4M; $446K total interest expense against $490K.
$2.9M net interest income against $2.9M.
$202K total noninterest income against $447K; $1.4M total noninterest expense against $1.5M.
$0 provision for credit losses against $0.
$1.6M net income against $1.8M.
2.18% return on assets against 2.43%; 4.12% net interest margin against 3.99%.
21.93% CET1 capital ratio against 20.67%; 10.02% tier 1 leverage ratio against 8.50%.
Inside the full Community 1st Bank Las Vegas terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCommunity 1st Bank Las Vegas rankings
Its closest position to the top of a national ranking is 326 of 3,611, for ROA; its furthest is 3,232 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 2.01% (Q4 2024) to 2.43% (Q2 2025) and its net interest margin ran from 3.73% (Q1 2025) to 4.12% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 21.93% | 2.18% | 0.03% | 0.11% | 4.12% |
| Q1 2026 | 22.91% | 2.11% | 0.03% | 0.11% | 4.09% |
| Q4 2025 | 21.06% | 2.05% | 0.00% | 0.00% | 3.91% |
| Q3 2025 | 23.11% | 2.16% | 0.00% | 0.00% | 3.94% |
| Q2 2025 | 20.67% | 2.43% | 0.00% | 0.00% | 3.99% |
| Q1 2025 | 20.98% | 2.06% | 0.00% | 0.01% | 3.73% |
| Q4 2024 | 19.72% | 2.01% | 0.00% | 0.02% | 3.89% |
| Q3 2024 | 17.78% | 2.05% | 0.01% | 0.03% | 4.05% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community 1st Bank Las Vegas (main office) | Las Vegas , NM | 87701 | $126.1M |
| Legion Park Branch | Las Vegas , NM | 87701 | $84.0M |
| Mora Branch | Mora , NM | 87732 | $55.7M |
| Motor Branch | Las Vegas , NM | 87701 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (OCC)
- September 7, 2004, OCC: Formal Agreement: First National Bank in Las Vegas
- May 23, 1994, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): First National Bank In Las Vegas
- August 6, 1991, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): First National Bank In Las Vegas
- Period: Most recent institution action September 7, 2004. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.6% of deposits in NM, rank 33 of 55 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 3 loans, $163K approved, $54K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2014 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Community 1st Bank Las Vegas
What are Community 1st Bank Las Vegas's total assets?
As of the Q2 2026 filing, Community 1st Bank Las Vegas reported total assets of $293.9 million in its FFIEC call report.
Where is Community 1st Bank Las Vegas headquartered?
It is headquartered in Las Vegas, NM, United States.
When was Community 1st Bank Las Vegas founded?
It was established in 1949, per the FDIC institution directory.
Is Community 1st Bank Las Vegas FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16854). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community 1st Bank Las Vegas?
Community 1st Bank Las Vegas's primary federal regulator is the FDIC.
What is Community 1st Bank Las Vegas's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 21.93% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Community 1st Bank Las Vegas operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community 1st Bank Las Vegas's Texas Ratio?
Its Texas Ratio is 0.11% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Community 1st Bank Las Vegas previously called?
The charter now named Community 1st Bank Las Vegas has also operated as First National Bank in Las Vegas (1973-2007), per FDIC structure-change records.
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