Community 1st Bank Las Vegas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.28 percentage points in Q2 2026, from 37.98% to 44.27%. It was the largest change from Q1 2026 among the key lines here. Within New Mexico, Community 1st Bank Las Vegas is 25th of 29 on loan-to-deposit ratio, 40.13% as of Q2 2026, below the middle of the field. Community 1st Bank Las Vegas's loan-to-deposit ratio of 40.13% is well below the 80.84% median for banks in the $100M-1B asset tier, a gap of 40.71 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $58.4M |
| Cash and noninterest-bearing balances to assets | 8.47% |
| Cash and securities | $177.7M |
| Fed funds sold and reverse repos | $33.5M |
| Fed funds sold and reverse repos to assets | 11.42% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 40.13% |
| Net loans and leases to deposits | 39.61% |
| Loans and leases to core deposits | 44.27% |
| Core deposits to total deposits | 90.66% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 45.93% | 94.40% | $0 | $86K |
| Q4 2023 | 41.82% | 92.51% | $0 | $83K |
| Q1 2024 | 46.19% | 90.98% | $0 | $80K |
| Q2 2024 | 39.60% | 90.44% | $0 | $76K |
| Q3 2024 | 39.03% | 90.17% | $0 | $0 |
| Q4 2024 | 32.47% | 90.83% | $0 | $0 |
| Q1 2025 | 34.30% | 89.58% | $0 | $0 |
| Q2 2025 | 31.86% | 90.62% | $0 | $0 |
| Q3 2025 | 35.04% | 89.56% | $0 | $0 |
| Q4 2025 | 34.78% | 90.16% | $0 | $0 |
| Q1 2026 | 34.41% | 90.60% | $0 | $0 |
| Q2 2026 | 40.13% | 90.66% | $0 | $0 |
Community 1st Bank Las Vegas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community 1st Bank Las Vegas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community 1st Bank Las Vegas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16854) · FFIEC NIC profile (RSSD 768458)