Community 1st Bank Las Vegas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 17.2% lower than in Q1 2026, at -$2.2M. Community 1st Bank Las Vegas ranks 6th of 20 New Mexico banks on CET1 ratio, in the upper half at 21.93% (Q2 2026). Community 1st Bank Las Vegas reported 21.93% on CET1 ratio for Q2 2026, 6.86 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.93% |
| Tier 1 risk-based capital ratio | 21.93% |
| Total risk-based capital ratio | 22.98% |
| Tier 1 leverage ratio | 10.02% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $29.2M |
| Tier 1 capital | $29.2M |
| Total risk-based capital | $30.6M |
| Total equity capital | $27.0M |
| Risk-weighted assets | $133.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.18% |
| Tangible equity to tangible assets | 9.18% |
| Equity capital to average assets | 9.25% |
| Internal capital growth rate | 24.75% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $495K |
| Common stock surplus | $15.6M |
| Retained earnings | $13.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.87% | 19.87% | 21.08% | 9.94% | $90.7M |
| Q4 2023 | 18.81% | 18.81% | 19.98% | 9.06% | $96.1M |
| Q1 2024 | 18.35% | 18.35% | 19.44% | 9.11% | $102.8M |
| Q2 2024 | 17.76% | 17.76% | 18.81% | 8.50% | $108.7M |
| Q3 2024 | 17.78% | 17.78% | 18.81% | 8.24% | $115.8M |
| Q4 2024 | 19.72% | 19.72% | 20.84% | 8.68% | $120.7M |
| Q1 2025 | 20.98% | 20.98% | 22.10% | 8.59% | $120.7M |
| Q2 2025 | 20.67% | 20.67% | 21.80% | 8.50% | $124.2M |
| Q3 2025 | 23.11% | 23.11% | 24.29% | 9.22% | $118.0M |
| Q4 2025 | 21.06% | 21.06% | 22.19% | 8.95% | $123.9M |
| Q1 2026 | 22.91% | 22.91% | 24.07% | 9.65% | $120.5M |
| Q2 2026 | 21.93% | 21.93% | 22.98% | 10.02% | $133.1M |
Community 1st Bank Las Vegas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Community 1st Bank Las Vegas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community 1st Bank Las Vegas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16854) · FFIEC NIC profile (RSSD 768458)