Community 1st Bank Las Vegas: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 5.72 percentage points in Q2 2026, from 34.41% to 40.13%. It was the largest change from Q1 2026 among the key lines here. Within New Mexico, Community 1st Bank Las Vegas is 8th of 29 on return on assets, 2.18% as of Q2 2026, above the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Community 1st Bank Las Vegas reported 2.18% on return on assets in Q2 2026, 0.93 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.93% |
| Tier 1 risk-based capital ratio | 21.93% |
| Total risk-based capital ratio | 22.98% |
| Tier 1 leverage ratio | 10.02% |
| Equity capital to assets | 9.18% |
| Tangible equity to tangible assets | 9.18% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.03% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.11% |
| Allowance for credit losses to loans | 1.29% |
| Reserve coverage of non-performing loans | 4573.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.18% |
| Return on equity | 24.16% |
| Net interest margin | 4.12% |
| Efficiency ratio | 46.64% |
| Yield on earning assets | 4.76% |
| Cost of funds | 0.68% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 40.13% |
| Core deposits to total deposits | 90.66% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.46% |
| Securities to assets | 40.59% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.87% | 19.87% | 21.08% | 9.94% | 1.09% |
| Q4 2023 | 18.81% | 18.81% | 19.98% | 9.06% | 1.03% |
| Q1 2024 | 18.35% | 18.35% | 19.44% | 9.11% | 1.51% |
| Q2 2024 | 17.76% | 17.76% | 18.81% | 8.50% | 1.77% |
| Q3 2024 | 17.78% | 17.78% | 18.81% | 8.24% | 2.05% |
| Q4 2024 | 19.72% | 19.72% | 20.84% | 8.68% | 2.01% |
| Q1 2025 | 20.98% | 20.98% | 22.10% | 8.59% | 2.06% |
| Q2 2025 | 20.67% | 20.67% | 21.80% | 8.50% | 2.43% |
| Q3 2025 | 23.11% | 23.11% | 24.29% | 9.22% | 2.16% |
| Q4 2025 | 21.06% | 21.06% | 22.19% | 8.95% | 2.05% |
| Q1 2026 | 22.91% | 22.91% | 24.07% | 9.65% | 2.11% |
| Q2 2026 | 21.93% | 21.93% | 22.98% | 10.02% | 2.18% |
Community 1st Bank Las Vegas vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community 1st Bank Las Vegas, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community 1st Bank Las Vegas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16854) · FFIEC NIC profile (RSSD 768458)