Mid-america Bank
Mid-America Bank is an FDIC-insured commercial bank. Mid-America's Q1 2026 balance sheet shows $567M in assets funded primarily by $435M in customer deposits. The bank posts a strong 1.58% ROA and 16.38% ROE. Capital cushions are healthy: 12.22% CET1, 9.68% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.00%. It operates 7 branches, primarily in Kansas.
Headquarters Profile
- Address
- 802 Ames St, BALDWIN CITY, KS 66006
- County
- Douglas
- Metro Area
- LAWRENCE, KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- December 11, 1900
- Branches
- 7 domestic
- Employees (FTE)
- 65
- FDIC Cert
- 17374
- Fed RSSD
- 919456
- Parent Holding Company
- MID-AMERICA BANKSHARES, INC. (RSSD 2521059)
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Mid-america Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Mid-america Bank
What are Mid-america Bank's total assets?
As of the Q1 2026 filing, Mid-america Bank reported total assets of $566.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Mid-america Bank headquartered?
Mid-america Bank is headquartered in BALDWIN CITY, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Mid-america Bank founded?
Mid-america Bank was established in 1900, per the FDIC institution directory.
Is Mid-america Bank FDIC-insured?
Yes. Mid-america Bank is an FDIC-insured commercial bank (FDIC Certificate #17374). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Mid-america Bank?
Mid-america Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Mid-america Bank's CET1 capital ratio?
Mid-america Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.22% in its most recent quarterly filing — above regulatory minimums.
How many branches does Mid-america Bank operate?
Mid-america Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Mid-america Bank's Texas Ratio?
Mid-america Bank's Texas Ratio is 0.98% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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