Labette Bank
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Data as of · sourced from FFIEC call reports. How we update
Labette Bank is an FDIC-insured commercial bank headquartered in Altamont, KS, established in 1915 (FDIC certificate 17068), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $544.4M, up 6.9% from Q2 2025, the 38th largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.06% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17068
- Headquarters
- Altamont, KS
- Established
- 1915
- Total assets, Q2 2026
- $544.4M
- Assets vs Q2 2025
- +6.9%
- Tier 1 leverage ratio, Q2 2026
- 13.06%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 101111704
- Latest call report
- Q2 2026, FFIEC 051 · Labette Bank call report
- Holding company
- LABETTE COUNTY BANKSHARES, INC.
- Asset rank in state
- 38th of 182 in Kansas
Labette Bank, based in Altamont, Kansas, reported $544 million in assets at June 30, 2026, up 6.9% from a year earlier. It shrank its loan book 1.3% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also pays an average of 1.34% on its deposits and borrowings, lower than about three-quarters of banks its size (median 1.80%).
Earnings jumped: net income for the quarter was $1.3 million, 98% above the same quarter a year earlier. Over the same year, loans shrank 1.3% and deposits grew 7.0%. Profitability lags: it returns 7.5% a year on shareholders' equity, lower than about three-quarters of banks its size (median 12.5%).
As of June 30, 2026, Labette Bank reported a return on assets of 0.97%, a nonperforming-loan ratio of 1.73% and a Texas ratio of 7.41%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, Labette Bank is the 38th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.5% to $544.4M, loans rose 1.2% and deposits fell 0.9%. 1-4 family residential loans made up 31.2% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 31.2%. The FDIC Summary of Deposits lists 10 offices for it, in 9 cities in KS; its Altamont office books 17% of its branch deposits. Judged on its Q2 2026 call report, Labette Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 319 E 4th St, Altamont, KS 67330
- County
- Labette
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 15, 1915
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 99
- Domestic deposits
- $457.2M
- Allowance for credit losses
- $3.7M
- Net charge-offs (YTD)
- $22K
- Average total assets
- $542.0M
- Average total loans
- $305.9M
- Average interest-bearing deposits
- $335.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 21, 1951
- FDIC Cert
- 17068
- Fed RSSD
- 483751
- Website
- www.labettebank.com →
- Parent Holding Company
- LABETTE COUNTY BANKSHARES, INC. (RSSD 1057784)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Labette Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Labette Bank's total assets ranged from $489.3M (Q3 2023) to $547.3M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$544.4M total assets against $509.3M; $474.1M total liabilities against $445.0M.
$307.6M net loans and leases against $311.9M; $457.2M total deposits against $427.4M.
$164.2M securities against $140.7M; $49.5M cash and balances due against $34.6M.
$6.8M total interest income against $6.2M; $1.6M total interest expense against $1.5M.
$5.2M net interest income against $4.7M.
$799K total noninterest income against $794K; $3.8M total noninterest expense against $3.9M.
$230K provision for credit losses against $631K.
$1.3M net income against $664K.
0.97% return on assets against 0.52%; 4.05% net interest margin against 3.86%.
13.06% tier 1 leverage ratio against 12.76%.
Inside the full Labette Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeLabette Bank rankings
Its closest position to the top of a national ranking is 904 of 3,640, for Texas Ratio; its furthest is 2,579 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.52% (Q2 2025) to 1.56% (Q4 2025) and its net interest margin ran from 3.40% (Q3 2024) to 4.05% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.06% | 0.97% | 1.73% | 7.41% | 4.05% |
| Q1 2026 | 12.92% | 1.12% | 1.93% | 7.90% | 3.84% |
| Q4 2025 | 13.20% | 1.56% | 1.75% | 7.66% | 3.95% |
| Q3 2025 | 12.96% | 0.76% | 1.71% | 7.81% | 3.82% |
| Q2 2025 | 12.76% | 0.52% | 1.49% | 7.04% | 3.86% |
| Q1 2025 | 12.58% | 1.28% | 1.48% | 7.24% | 3.55% |
| Q4 2024 | 12.55% | 1.07% | 1.30% | 6.77% | 3.59% |
| Q3 2024 | 12.30% | 1.02% | 1.50% | 8.12% | 3.40% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Labette Bank (main office) | Altamont , KS | 67330 | $76.2M |
| Parsons Branch | Parsons , KS | 67357 | $72.3M |
| South Pittsburg Branch | Pittsburg , KS | 66762 | $61.7M |
| Frontenac Branch | Frontenac , KS | 66763 | $47.5M |
| 424 Commercial Street Branch | Oswego , KS | 67356 | $46.2M |
| Columbus Branch | Columbus , KS | 66725 | $43.4M |
| Labette Bank (main office) | Lacygne , KS | 66040 | $42.4M |
| Lcsb-Cherokee Branch | Cherokee , KS | 66724 | $34.5M |
| Pleasanton Branch | Pleasanton , KS | 66075 | $32.9M |
| Pittsburg Branch | Pittsburg , KS | 66762 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 5, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 5, 2008 | Structure Change | Acquired The Miners State Bank of Frontenac, Kansas Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1998 | Structure Change | Acquired The American State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in KS, rank 51 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 127 applications, 109 loans originated, $12.9M originated, across 5 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $200K approved, $100K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2020 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Labette Bank
What are Labette Bank's total assets?
As of the Q2 2026 filing, Labette Bank reported total assets of $544.4 million in its FFIEC call report.
Where is Labette Bank headquartered?
It is headquartered in Altamont, KS, United States.
When was Labette Bank founded?
It was established in 1915, per the FDIC institution directory.
Is Labette Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Labette Bank?
Labette Bank's primary federal regulator is the FDIC.
How many branches does Labette Bank operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Labette Bank's Texas Ratio?
Its Texas Ratio is 7.41% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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