Labette Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.21 percentage points in Q2 2026 to 4.05%, the biggest move on this page. Labette Bank ranks 80th of 182 Kansas banks on net interest margin, in the upper half at 4.05% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.94% on net interest margin; Labette Bank reported 4.05% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.25% |
| Yield on loans | 6.47% |
| Yield on securities | 3.28% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.34% |
| Cost of interest-bearing deposits | 1.69% |
| Cost of interest-bearing liabilities | 1.75% |
| Cost of borrowings | 3.48% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.05% |
| Yield to cost spread | 3.50% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.0M |
| Total interest expense | $1.6M |
| Interest expense on deposits | $1.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.10% | 1.08% | 3.08% | 5.72% | 0.87% |
| Q4 2023 | 4.41% | 1.25% | 3.27% | 6.03% | 0.88% |
| Q1 2024 | 4.56% | 1.46% | 3.23% | 6.11% | 0.86% |
| Q2 2024 | 4.83% | 1.51% | 3.46% | 6.32% | 0.86% |
| Q3 2024 | 4.77% | 1.53% | 3.40% | 6.18% | 0.86% |
| Q4 2024 | 4.95% | 1.52% | 3.59% | 6.43% | 1.26% |
| Q1 2025 | 4.86% | 1.45% | 3.55% | 6.26% | 1.74% |
| Q2 2025 | 5.11% | 1.54% | 3.86% | 6.51% | 2.03% |
| Q3 2025 | 5.07% | 1.40% | 3.82% | 6.46% | 2.27% |
| Q4 2025 | 5.22% | 1.42% | 3.95% | 6.59% | 2.72% |
| Q1 2026 | 5.07% | 1.35% | 3.84% | 6.45% | 2.95% |
| Q2 2026 | 5.25% | 1.34% | 4.05% | 6.47% | 3.28% |
Labette Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Labette Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Labette Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17068) · FFIEC NIC profile (RSSD 483751)