Labette Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 22.8% in Q2 2026, from $64.1M to $49.5M. It was the largest change from Q1 2026 among the key lines here. Labette Bank ranks 117th of 182 Kansas banks on loan-to-deposit ratio, in the lower half at 68.09% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Labette Bank sits 12.46 points lower, at 68.09% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $49.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $213.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $12.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.24% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.09% |
| Net loans and leases to deposits | 67.28% |
| Loans and leases to core deposits | 73.20% |
| Core deposits to total deposits | 93.03% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.02% | 93.16% | $0 | $19.0M |
| Q4 2023 | 72.98% | 91.79% | $0 | $19.0M |
| Q1 2024 | 73.58% | 91.37% | $0 | $18.4M |
| Q2 2024 | 77.16% | 93.19% | $0 | $18.4M |
| Q3 2024 | 80.21% | 93.12% | $0 | $18.4M |
| Q4 2024 | 77.60% | 93.73% | $0 | $18.4M |
| Q1 2025 | 73.00% | 93.66% | $0 | $12.8M |
| Q2 2025 | 73.81% | 93.65% | $0 | $12.8M |
| Q3 2025 | 74.74% | 93.67% | $0 | $12.8M |
| Q4 2025 | 69.79% | 93.98% | $0 | $12.8M |
| Q1 2026 | 66.64% | 93.42% | $0 | $12.2M |
| Q2 2026 | 68.09% | 93.03% | $0 | $12.2M |
Labette Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Labette Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Labette Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17068) · FFIEC NIC profile (RSSD 483751)