Labette Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Labette Bank of Altamont, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.97% | 1.25% | -0.28% | 30th below |
| ROAE | 7.53% | 12.22% | -4.69% | 22nd bottom |
| Net Interest Margin | 4.05% | 3.95% | +0.10% | 55th above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 62.75% | 63.71% | -0.96% | 45th below |
| PPNR / Avg Assets | 1.64% | — | — | 53rd above |
| Yield on Earning Assets | 5.25% | 5.67% | -0.42% | 32nd below |
| Cost of Funds | 1.34% | 1.87% | -0.53% | 78th top |
| Net Interest Spread | 3.50% | — | — | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.73% | 0.88% | +0.85% | 15th bottom |
| NPA / Total Assets | 0.99% | — | — | 20th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 46th below |
| ACL / Total Loans | 1.20% | — | — | 50th above |
| ACL / NPLs (Coverage) | 68.96% | — | — | 17th bottom |
| Texas Ratio | 7.41% | 5.96% | +1.45% | 25th below |
| Provision / NCO | 7666.67% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.06% | 11.75% | +1.31% | 75th top |
| Equity / Assets | 12.91% | 10.98% | +1.93% | 78th top |
| TCE / Tangible Assets | 12.72% | — | — | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.09% | 80.44% | -12.35% | 74th above |
| Core Deposit Ratio | 93.03% | 86.95% | +6.08% | 74th above |
| Wholesale Funding Ratio | 2.24% | — | — | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.89% | — | — | 68th above |
| Loan Growth (Y/Y) | -1.33% | — | — | 17th bottom |
| Deposit Growth (Y/Y) | 6.96% | — | — | 70th above |
See Labette Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Labette Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Labette Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Labette Bank peer analysis.