First State Bank, the
Operating from Norton, KS, First State Bank, the serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $498M in assets, including $293M in loans. Returns are notably above industry norms: 1.77% ROA, 17.75% ROE, and 4.08% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.54% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.14% NPLs and a 1.45% Texas Ratio. It operates 5 branches, primarily in Kansas.
Headquarters Profile
- Address
- 105 W Main St, NORTON, KS 67654
- County
- Norton
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- April 21, 1902
- Branches
- 5 domestic
- Employees (FTE)
- 68
- FDIC Cert
- 5835
- Fed RSSD
- 394259
- Website
- www.thefsb.bank →
- Parent Holding Company
- NORTON BANKSHARES, INC. (RSSD 1056992)
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First State Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
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Frequently asked about First State Bank, the
What are First State Bank, the's total assets?
As of the Q1 2026 filing, First State Bank, the reported total assets of $498.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First State Bank, the headquartered?
First State Bank, the is headquartered in NORTON, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First State Bank, the founded?
First State Bank, the was established in 1902, per the FDIC institution directory.
Is First State Bank, the FDIC-insured?
Yes. First State Bank, the is an FDIC-insured commercial bank (FDIC Certificate #5835). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First State Bank, the?
First State Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First State Bank, the operate?
First State Bank, the operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First State Bank, the's Texas Ratio?
First State Bank, the's Texas Ratio is 1.45% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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