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Financial strength ranking · Arkansas · Call Report data as of Q2 2026

Best Banks in Arkansas by Financial Strength

First Security Bank ranks first among the 71 banks headquartered in Arkansas we score, with a financial strength score of 84.1 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
First Security Bank
Its score
84.1 of 100
Banks scored in Arkansas
71
Its return on assets
1.84%

Every scored bank in Arkansas

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Arkansas ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 First Security Bank Searcy 84.1 1.84% 40.01% 15.60% 0.08% $8.58B
2 Peoples Bank Sheridan 83.4 1.85% 41.64% 13.33% 0.02% $313.8M
3 Petit Jean State Bank Morrilton 80.1 1.98% 38.95% 16.93% 0.35% $260.0M
4 Producers Bank & Trust McGehee 78.5 1.51% 57.35% 22.09% 0.00% $213.2M
5 Bank of Delight Delight 77.4 2.15% 46.34% 13.39% 0.25% $201.0M
6 Union Bank Mena 73.1 2.48% 50.33% 11.40% 0.19% $710.2M
7 Logan County Bank Scranton 72.2 1.18% 48.54% 16.89% 0.11% $120.8M
8 Citizens Bank & Trust Company Van Buren 71.9 1.57% 46.56% 11.78% 0.11% $566.4M
9 Centennial Bank Conway 71.4 2.04% 42.17% 12.61% 0.55% $24.55B
10 Connect Bank Star City 69.3 2.24% 56.42% 15.92% 0.58% $123.9M
11 The First National Bank of Fort Smith Fort Smith 68.7 2.03% 47.38% 11.08% 0.31% $2.31B
12 Anstaff Bank Green Forest 65.8 1.90% 50.58% 10.20% 0.15% $1.18B
13 Bank OZK Little Rock 64.8 1.63% 39.16% 13.96% 1.41% $41.70B
14 Chambers Bank Danville 64.5 1.65% 59.45% 12.57% 0.20% $1.59B
15 First State Bank Lonoke 63.0 1.16% 57.00% 11.24% 0.00% $328.1M
16 Farmers Bank Greenwood 61.7 1.30% 67.03% 16.23% 0.11% $288.7M
17 Fidelity Bank West Memphis 60.3 1.32% 56.49% 13.07% 0.35% $546.8M
18 Bank of Salem Salem 59.7 1.96% 52.97% 12.43% 1.37% $261.5M
19 First National Bank of Commerce Walnut Ridge 58.8 1.59% 61.28% 10.65% 0.09% $296.6M
20 First National Bank Paragould 58.3 1.28% 56.12% 11.12% 0.15% $2.59B
21 CS Bank Eureka Springs 57.8 2.16% 56.94% 11.97% 1.19% $628.5M
22 Horatio State Bank Horatio 56.6 1.42% 47.94% 12.03% 1.08% $311.5M
23 Relyance Bank White Hall 56.5 1.26% 59.94% 13.27% 0.38% $1.43B
24 First Financial Bank El Dorado 55.2 2.33% 52.77% 11.15% 3.22% $2.04B
25 Cross Bank Wynne 54.6 1.85% 42.20% 10.45% 2.28% $593.5M
26 FM Bank and Trust Blytheville 54.5 2.00% 48.45% 8.62% 0.44% $1.36B
27 First Naturalstate Bank McGehee 54.4 1.16% 63.60% 15.55% 0.40% $108.8M
28 Bank of 1889 Berryville 52.8 2.14% 62.79% 10.85% 0.69% $339.2M
29 The Citizens Bank Batesville 52.6 1.51% 47.85% 8.87% 0.32% $1.62B
30 Diamond Bank Murfreesboro 51.3 1.65% 55.89% 9.99% 0.54% $957.2M
31 Legacy Bank Springdale 51.1 1.46% 56.03% 8.85% 0.13% $1.27B
32 Signature Bank of Arkansas Fayetteville 50.5 1.16% 59.12% 9.57% 0.03% $1.63B
33 Smackover State Bank Smackover 50.5 1.15% 52.72% 11.04% 0.58% $252.4M
34 United Bank Springdale 48.1 1.25% 71.25% 10.66% 0.09% $296.0M
35 First National Bank of Eastern Arkansas Forrest City 48.0 1.22% 60.62% 10.95% 0.41% $589.5M
36 Generations Bank Rogers 47.9 1.26% 55.58% 11.51% 1.09% $1.09B
37 The Peoples Bank Magnolia 46.9 1.71% 71.12% 13.59% 1.73% $195.9M
38 FNBC Bank Ash Flat 46.7 1.64% 58.68% 9.68% 0.59% $843.3M
39 Union Bank & Trust Company Monticello 46.3 1.53% 57.13% 10.19% 0.87% $355.8M
40 Partners Bank Helena 44.7 1.05% 65.04% 13.73% 0.83% $417.1M
41 Eagle Bank and Trust Company Little Rock 44.4 0.93% 82.85% 16.35% 0.36% $505.7M
42 Riverbank Pocahontas 44.3 1.08% 54.32% 12.18% 2.67% $174.4M
43 Warren Bank and Trust Company Warren 44.3 1.17% 69.30% 16.24% 1.24% $146.3M
44 The Malvern National Bank Malvern 43.3 1.04% 64.45% 9.45% 0.05% $728.4M
45 First State Bank of Dequeen De Queen 42.9 1.52% 53.87% 8.54% 0.72% $525.1M
46 Farmers Bank & Trust Company Magnolia 41.2 1.43% 58.48% 9.87% 1.01% $3.16B
47 The Farmers & Merchants Bank Stuttgart 41.0 1.08% 62.42% 9.79% 0.29% $2.02B
48 FBT Bank & Mortgage Fordyce 39.7 1.29% 71.06% 10.39% 0.44% $263.6M
49 Bodcaw Bank Stamps 39.0 1.17% 60.39% 10.89% 1.40% $247.3M
50 First Community Bank Batesville 38.8 1.46% 55.13% 9.04% 1.34% $3.63B
51 Simmons Bank Pine Bluff 38.0 1.16% 55.86% 9.18% 0.72% $24.73B
52 Merchants and Farmers Bank Dumas 37.7 1.33% 63.33% 10.74% 1.89% $297.6M
53 Central Bank Little Rock 37.3 1.00% 35.43% 9.37% 4.49% $954.6M
54 Uplift Bank Arkadelphia 36.7 0.95% 66.42% 11.85% 1.06% $3.01B
55 Stone Bank Mountain View 36.7 1.47% 54.77% 8.37% 1.52% $950.7M
56 First Arkansas Bank and Trust Jacksonville 34.9 1.33% 72.24% 10.74% 1.20% $1.14B
57 Riverwind Bank Augusta 34.6 0.82% 68.86% 9.09% 0.11% $167.8M
58 Armor Bank Forrest City 33.1 0.96% 68.76% 9.40% 0.31% $516.9M
59 Merchants & Planters Bank Newport 33.1 1.09% 70.91% 10.15% 0.62% $379.4M
60 Priority Bank Fayetteville 32.9 1.47% 72.32% 10.52% 2.73% $153.4M
61 Bank of England England 30.5 0.29% 91.53% 19.91% 1.26% $332.3M
62 Commercial Bank & Trust Company Monticello 30.1 0.76% 63.26% 11.30% 3.78% $364.0M
63 Encore Bank Little Rock 27.8 0.44% 80.90% 9.43% 0.13% $3.70B
64 First Western Bank Booneville 27.6 1.09% 68.92% 8.90% 0.67% $792.7M
65 First Service Bank Greenbrier 26.7 0.85% 68.35% 9.06% 0.53% $1.02B
66 Evolve Bank & Trust West Memphis 22.9 -0.14% 106.69% 12.88% 1.47% $1.19B
67 Today's Bank Huntsville 22.0 0.77% 79.26% 9.54% 0.68% $351.0M
68 Bank of Little Rock Little Rock 21.6 -3.56% 72.99% 8.59% 0.26% $252.9M
69 Arvest Bank Fayetteville 18.1 0.53% 79.68% 9.11% 0.66% $28.05B
70 Bank of Cave City Cave City 14.1 0.80% 80.16% 8.38% 1.22% $194.4M
71 Gateway Bank Rison 9.6 0.29% 89.76% 9.65% 4.73% $181.0M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Arkansas?

By our financial strength score, First Security Bank of Searcy ranks first among the 71 scored banks headquartered in Arkansas, scoring 84.1 out of 100 for Q2 2026: return on assets of 1.84%, an efficiency ratio of 40.01%, a Tier 1 leverage ratio of 15.60% and nonperforming assets of 0.08% of total assets. Peoples Bank and Petit Jean State Bank rank second and third.

How are the best banks in Arkansas ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

Best banks in other states

More in Arkansas

Largest banks in Arkansas Bank deposits in Arkansas Largest credit unions in Arkansas Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.