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Logan County Bank

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Scranton, AR $100M to $1B in assets Est. April 4, 1926 FDIC #5632 RSSD #932642 Routing #082906863 FDIC

Data as of · sourced from FFIEC call reports. How we update

Logan County Bank is an FDIC-insured commercial bank headquartered in Scranton, AR, established in 1926 (FDIC certificate 5632), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $120.8M, up 3.2% from Q2 2025, the 72nd largest of 78 banks headquartered in Arkansas. Its CET1 capital ratio was 29.84% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
5632
Headquarters
Scranton, AR
Established
1926
Total assets, Q2 2026
$120.8M
Assets vs Q2 2025
+3.2%
CET1 ratio, Q2 2026
29.84%
Domestic offices
2 FDIC institution directory, current count
Routing number
082906863
Latest call report
Q2 2026, FFIEC 051 · Logan County Bank call report
Asset rank in state
72nd of 78 in Arkansas
Assets
$120.8M
Deposits
$101.0M
Loans
$73.7M
Equity
$19.7M

Logan County Bank carries far more capital than most banks of its size. It reported $121 million in assets at June 30, 2026, up 3.2% from a year earlier. It holds common equity equal to 29.84% of its risk-weighted assets, about double the median of 15.12% for the 2,660 banks with $100 million to $1 billion in assets. It also holds commercial real estate loans equal to only 30% of its capital, a small fraction of the median of 1.2 times for banks its size.

Net income for the quarter rose 29% from a year earlier, to $362,000. Over the same year, loans grew 6.6% and deposits grew 2.5%. Profitability lags: it returns 7.4% a year on shareholders' equity, lower than about three-quarters of banks its size (median 12.5%).

As of June 30, 2026, Logan County Bank reported a CET1 capital ratio of 29.84%, a return on assets of 1.18%, a nonperforming-loan ratio of 0.18% and a Texas ratio of 0.64%. The figures come from its call report filed with the FFIEC.

Logan County Bank ranks as the 72nd largest of the 78 banks based in Arkansas, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 3.0% to $120.8M, loans rose 2.3% and deposits rose 3.2%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 48.9% of total loans, ahead of auto loans at 17.3%. The FDIC Summary of Deposits lists 2 offices for it, in Scranton, AR and Subiaco, AR; its Scranton office books 54% of its branch deposits. On its Q2 2026 call report, Logan County Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
524 Main St, Scranton, AR 72863
County
Logan
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
April 4, 1926
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
14
Domestic deposits
$101.0M
Allowance for credit losses
$899K
Net charge-offs (YTD)
$13K
Average total assets
$122.5M
Average total loans
$73.6M
Average interest-bearing deposits
$75.9M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
5632
Fed RSSD
932642

Profitability

Q2 annualized
Return on Assets1.18%YTD 1.23%
Return on Equity7.44%YTD 7.65%
Net Interest Margin3.52%YTD 3.49%

Balance Sheet

Total liabilities$101.2M
Cash & balances due$8.3M
Securities, available-for-sale$34.1M
Securities, held-to-maturity$1.7M
Goodwill & intangibles$0

Income Statement

Net income Q2$362K
Net interest income YTD$1.9M
Total interest income YTD$2.8M
Total interest expense YTD$888K
Provision for credit losses YTD$105K

Operating & Funding

Total noninterest income YTD$33K
Total noninterest expense YTD$994K

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Logan County Bank's total assets moved between a low of $102.9M (Q3 2023) and a high of $120.8M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$120.8M total assets against $117.1M; $101.2M total liabilities against $98.7M.

Loans and leases against deposits

$72.8M net loans and leases against $68.4M; $101.0M total deposits against $98.6M.

Securities and cash

$35.7M securities against $33.4M; $8.3M cash and balances due against $11.0M.

Interest income against interest expense

$1.4M total interest income against $1.3M; $450K total interest expense against $526K.

Net interest income

$998K net interest income against $811K.

Noninterest income against noninterest expense

$23K total noninterest income against $26K; $513K total noninterest expense against $443K.

Provision for credit losses

$75K provision for credit losses against $90K.

Net income

$362K net income against $280K.

Return on assets and net interest margin

1.18% return on assets against 0.95%; 3.52% net interest margin against 3.01%.

CET1 and Tier 1 leverage ratios

29.84% CET1 capital ratio against 29.09%; 16.89% tier 1 leverage ratio against 16.76%.

Inside the full Logan County Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 0.46% (Q3 2024) to 1.27% (Q1 2026) and its net interest margin ran from 2.42% (Q3 2024) to 3.52% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 29.84% 1.18% 0.18% 0.64% 3.52%
Q1 2026 30.26% 1.27% 0.10% 0.34% 3.45%
Q4 2025 28.45% 0.58% 0.10% 0.35% 3.27%
Q3 2025 29.69% 1.12% 0.16% 0.56% 3.19%
Q2 2025 29.09% 0.95% 0.23% 0.84% 3.01%
Q1 2025 29.33% 0.94% 0.89% 3.20% 2.80%
Q4 2024 29.45% 0.47% 0.78% 2.83% 2.51%
Q3 2024 29.71% 0.46% 0.78% 2.74% 2.42%

Swipe the table sideways to see every column.

Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
Logan County Bank (main office) Scranton , AR 72863 $54.5M
Conrad Street Branch Subiaco , AR 72865 $46.5M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in AR, rank 91 of 108 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $197K approved, $197K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2005 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Logan County Bank: regulatory capital profile · BankRegReports

Frequently asked about Logan County Bank

What are Logan County Bank's total assets?

As of the Q2 2026 filing, Logan County Bank reported total assets of $120.8 million in its FFIEC call report.

Where is Logan County Bank headquartered?

It is headquartered in Scranton, AR, United States.

When was Logan County Bank founded?

It was established in 1926, per the FDIC institution directory.

Is Logan County Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #5632). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Logan County Bank?

Logan County Bank's primary federal regulator is the FDIC.

What is Logan County Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 29.84% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Logan County Bank operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Logan County Bank's Texas Ratio?

Its Texas Ratio is 0.64% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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